Blog

Image for Raising Money Smart Kids

Raising Money Smart Kids

November 17, 2018

It's never too early to teach your kids about handling finances,...read more

Image for Small Business Year-End Checklist

Small Business Year-End Checklist

November 13, 2018

Mid-November is a great time to start preparing for year-end....read more

Image for Why Use a Community Bank?

Why Use a Community Bank?

November 6, 2018

Watch this short video (Hint, it's not just about the popcorn and dog treats)...read more

Image for Service Awards Announced at Annual Appreciation Event

Service Awards Announced at Annual Appreciation Event

October 29, 2018

NEW CASTLE, IN, October 12, 2018: Each year, Citizens State Bank holds an Employee “Fun Day” Appreciation event. This year’s celebration was held at the Cornerstone Center for the Arts, Muncie. The following...read more

Image for Money Management Tips for New Business Owners

Money Management Tips for New Business Owners

October 29, 2018

Starting your own business is stressful. In addition to being an expert in your field, you’ll need to become an expert about your company’s finances. Understanding money management is important, even if you’ll be using a bookkeeper to manage your books....read more

Image for Traditional vs. Roth IRAs

Traditional vs. Roth IRAs

October 11, 2018

You realize the important role an IRA can play in your retirement, so which type of IRA should you use – Traditional or Roth? And what’s the difference?...read more

Image for Planning for Retirement

Planning for Retirement

October 2, 2018

“Planning for retirement” may seem like one of the most daunting financial tasks we face, but it’s also one of the most important. Fewer than half of Americans have calculated how much they need to save for retirement, which can lead to some avoidable problems....read more

Image for Identifying Phishing Emails

Identifying Phishing Emails

September 26, 2018

When a scammer uses fraudulent emails, texts, or copycat websites to get you to share your personal information, it’s called phishing....read more

Image for Managing Your Checking Account

Managing Your Checking Account

September 25, 2018

After you open your account, it’s important to keep track of your money. Today there are more ways than ever to monitor your account and avoid unnecessary fees....read more

Image for Red Flags for Elder Financial Abuse

Red Flags for Elder Financial Abuse

September 25, 2018

A recent survey by the American Journal of Public Health revealed that nearly one in 18 older adults falls prey to financial fraud or abuse, to the tune of $36.5 billion per year. And while declining cognition is associated with a 33% increase in scam susceptibility, even healthy older adults can fall victim,...read more

Image for Tips for Managing Debt

Tips for Managing Debt

September 25, 2018

Everyone has to manage their debt - these tips can help....read more

Image for Handling Identity Theft

Handling Identity Theft

September 25, 2018

Fixing the effects of identity theft can take time, money, and patience. However, there are a number of resources available to make the process as painless as possible. These include:...read more

Image for Brian Bess Retirement – Rushville Staff Promotions

Brian Bess Retirement – Rushville Staff Promotions

September 25, 2018 | Leah Driver

NEW CASTLE, IN, August 2, 2018: Citizens State Bank is pleased to announce the retirement of Relationship Manager Brian Bess, effective August 28. Brian is the epitome of a community banker and has served Citizens State Bank with distinction for the past 25 years. He will be missed by clients and co-workers alike, and we wish him the very best during his well-deserved retirement....read more

Image for Elliott Somers - Graduate School of Banking

Elliott Somers - Graduate School of Banking

September 25, 2018 | Leah Driver

NEW CASTLE, IN, August 29, 2018: Citizens State Bank is pleased to announce that Relationship Manager Elliott D. Somers earned his diploma on August 10......read more

Image for Writing a Business Plan

Writing a Business Plan

September 25, 2018

So you’ve decided to launch your own business and be your own boss. Now what? The best step you can take now is to have a plan, or more specifically a Business Plan. Yikes! Don’t you need an MBA to write a business plan? Thankfully, the days of 100 page business plans are over, but that doesn’t mean you should bypass this important step....read more