Citizens State Bank Announces Scholarship Winner
Citizens State Bank is pleased to announce the winner of the 2022 Citizens State Bank Scholarship is Ms. Lyndsee Mills of Union City....read more
Financial Wellness Blog
Welcome to our Financial Wellness Blog - dedicated to highlighting financial information that's useful to everyone. We've also included a Community Spotlight to promote volunteer organizations in our hometowns - Carmel, Dunkirk, Fishers, Hartford City, Knightstown, Montpelier, New Castle, Pendleton, Rushville, and Union City. If you'd like to submit an article for a non-profit, please read this or email Leah Driver. Thank you!
Be on the Lookout for Elder Financial Abuse Scams
Roughly 20 percent of older Americans fall prey to financial exploitation losing on average $120,000, or $3 billion every year, according to a study from the AARP Public Policy Institute....read more
See How to Determine Eligibility And Claim Your Employee Retention Credit
The Employee Retention Credit (ERC) is a payroll tax refund born out of the same COVID relief bill as the Paycheck Protection Program (PPP),...read more
Securely Gaming Online
What makes online gaming so fun is that you can play and interact with others from anywhere in the world, often you don’t even know the people you are playing with. While the vast majority of people online are out to have fun...read more
Citizens State Bank, ICBA Offer Insights into the Homebuying Process
June is National Homeownership Month, and Citizens State Bank - with the Independent Community Bankers of America (ICBA) - are encouraging current and prospective homeowners to consult their trusted local lender....read more
Cash Flow Projections
A Cash Flow Projection is a financial statement that shows how cash is expected to flow in and out of a business (cash flow). It's used to see if projected cash receipts (cash in) will be sufficient to...read more
What's it like to manage a banking center?
If you've ever wondered what it's like to work in management at a bank, check out this episode of the podcast WEEM Weekly....read more
Celebrating the Boss
Have you ever read something and thought "Dang, I wish I'd written that?" Well, that's how I felt when I read the following by Geri Aglipay U.S. Small Business Administration’s Great Lakes Regional Administrator...read more
Citizens State Bank Named a Five Star Member of the IBA
Citizens State Bank has been honored as a Five Star Member of the Indiana Bankers Association (IBA). The award...read more
Top Three Social Media Scams
While social media is a fantastic way to communicate, share, and have fun with others, it is also a low-cost way for cyber criminals to trick...read more
Cyber Clean for Spring
For two years, you’ve accumulated digital clutter and technical debt at a rate previously considered impossible, at least pre-pandemic. The good news...read more
The Lifecycle of a Community Bank
The idea of “sustainability” is linked to a lot of our local activities these days—whether it’s reusing or recycling products, sampling culinary delights from the local bakery,...read more
World Backup Day
I understand procrastination - you're busy, time gets away from you, you're tired - there's no excuse I haven't used to delay something I know I should do. Apparently I'm not alone...read more
Details About the SBA 7(a) Loan Program
Though there are several types of Small Business Administration (SBA) loan programs, the 7(a) is the most common way the SBA supports small businesses....read more
Fraud Alert! Beware of Common Tax Scams
Tax season is upon us, a time of year when the scammers go into overdrive. Be extra careful while online, and avoid activities that could put your identity and finances at risk. It doesn’t matter whether...read more
