The 5 Cs of Credit
While every bank has their own lending "formula," almost all use some form of The 5 C's of Credit as a basic guideline to evaluate a potential borrower. Business owners, or...read more
Financial Wellness Blog
Welcome to our Financial Wellness Blog - dedicated to highlighting financial information that's useful to everyone. We've also included a Community Spotlight to promote volunteer organizations in our hometowns - Carmel, Dunkirk, Fishers, Hartford City, Knightstown, Montpelier, New Castle, Pendleton, Rushville, and Union City. If you'd like to submit an article for a non-profit, please read this or email Leah Driver. Thank you!
8 Shopping Tips for the Holiday Season
It’s that time of year again, holiday shopping has begun! Everyone is looking for those unique gifts,...read more
Are you ready to franchise your business?
According to the 2017 Economic Census, franchises exist in over 300 industries – from fast-food restaurants to less obvious industries like weight-loss clinics and warehousing. If you...read more
Own IT - Secure IT - Protect IT
The 16th annual National Cybersecurity Awareness Month (NCSAM) is in full swing! Held every October, NCSAM has been a collaborative effort between government and industry...read more
Prepare for Year-End
While it might seem a little early to be thinking about getting your finances ready for year-end, it’s actually the perfect time since there’s still time to take action without...read more
Cybersecurity Tips for K-12 Kids, Family, and Friends
Every child should be taught how to be safe online. In the new digital world, there are technological wonders, which often introduce cyber threats...read more
Recognizing Bad Financial Habits
Everyone has room for improvement when it comes to their financial habits. Many, if not most, of us live...read more
Advantages of a Mortgage Pre-Approval
For many people, the first step in buying a home is finding a real estate agent. While this is an important step, it’s actually better to initially meet with a lender to see if you can get pre-approved...read more
Celebrating Women in Business - Ashley Laurence
Hartford City Banking Center Manager Ashley Laurence is an example of what can happen...read more
Dan Maddox Named Chief Executive Officer; Kirby Purciful Hired as President
NEW CASTLE, IN, September 19, 2019: Citizens State Bank is pleased to announce the position of President and Chief Executive Officer, currently held by Dan Maddox,...read more
Celebrating Women in Business - Shanna McClure
Senior Vice President – Chief Human Resources Officer Shanna McClure is another phenomenal #TeamCSB woman who believes in living the...read more
Celebrating Women in Business - Kathy Denney
We're publishing a series of articles celebrating women in business, starting with Kathy Denney, AVP - Chief Compliance Officer here at Citizens State Bank....read more
Annual Employee Service Awards
NEW CASTLE, IN September 3, 2019: Each year Citizens State Bank recognizes associate milestone work anniversaries. This year those honored...read more
Recognition for our Mission
We frequently discuss our mission of helping our clients, co-workers, and communities succeed,...read more
Private Mortgage Insurance (PMI)
Private Mortgage Insurance (PMI) is usually required when you have a conventional loan and your down payment is less than 20%...read more
