Private Mortgage Insurance (PMI)
Private Mortgage Insurance (PMI) is usually required when you have a conventional loan and your down payment is less than 20%...read more
Financial Wellness Blog
Welcome to our Financial Wellness Blog - dedicated to highlighting financial information that's useful to everyone. We've also included a Community Spotlight to promote volunteer organizations in our hometowns - Carmel, Dunkirk, Fishers, Hartford City, Knightstown, Montpelier, New Castle, Pendleton, Rushville, and Union City. If you'd like to submit an article for a non-profit, please read this or email Leah Driver. Thank you!
Tom Dooley and Elton Marzon, Commercial Lending School Graduates
Citizens State Bank is pleased to announce that Commercial Relationship Managers Tom Dooley and Elton Marzon are...read more
Andrew Burakiewicz Earns Certified Treasury Professional Designation
Citizens State Bank is pleased to announce that Director of Treasury Management Andy Burakiewicz...read more
Maintaining Your Digital Storage
Over the years, many of us have collected a mountain of CDs, hard drives, floppy disks, devices, online accounts, and other mediums that store...read more
5 Reasons You Should Have a Mortgage Review
Scheduling a mortgage review is one of the best financial decisions you can make....read more
What is a Required Minimum Distribution?
Tax-deferred retirement saving is one of the best tools for saving for your retirement, but all good things must come to an end....read more
Finding the Right Mortgage Lender for You
A home is one of the most expensive purchases we'll make, and most of us need to borrow money to make it possible. The right lender can make the process much better....read more
What is a Mortgage Review?
When you applied for your mortgage, you probably did some homework to make sure you got the best deal. But do you know if that loan is still the best fit for you?...read more
Multi-factor Authentication
Have you noticed how often security breaches, stolen data, and identity theft are front-page news? Perhaps you, or someone you know,...read more
Cash vs Debit Card vs Credit Card
When you make a purchase, you have to decide how to pay - should you use cash, a debit card, or a credit card? Each...read more
Raintree Office Grand Reopening
Citizens State Bank is pleased to announce our Grand Reopening Celebration this Friday and Saturday, June 21 – 22...read more
What should I know about Commercial Mortgages?
If you’ve realized your rent is too high, you’ve outgrown your office space, or you have a balloon payment coming up, you’re probably...read more
Avoiding Scams Following a Natural Disaster
Unfortunately, there are criminals who like to take advantage of others' misfortune, even after a natural disaster. This article includes tips to help you avoid being a victim, and provides additional resources to help you protect yourself....read more
Preparing to Apply for a Small Business Loan
Applying for a business loan can be intimidating, but the more preparation you do, the higher your odds of getting your application approved. Here...read more
Task Management Tools for Small Business Owners
Everyone feels like there aren’t enough hours in the day, but this is especially true for entrepreneurs. There are so many aspects to owning a business – which is why it’s important to find the right tools to help. To celebrate #SmallBusinessMonth, we’ll be sharing...read more
