Welcome to our Financial Wellness Blog - dedicated to highlighting financial information that's useful to everyone. We've also included a Community Spotlight to promote volunteer organizations in our hometowns - Carmel, Dunkirk, Fishers, Hartford City, Knightstown, Montpelier, New Castle, Pendleton, Rushville, and Union City. If you'd like to submit an article for a non-profit, please read this or email Leah Driver. Thank you!
The Internal Revenue Service today urged taxpayers to be on the lookout for a surge of calls and email phishing attempts about the Coronavirus, or COVID-19. These contacts can lead to tax-related fraud and identity theft....read more
Even before the pandemic, and a business environment unlike any other, advisory boards were having a moment. But what is an advisory board, and is it right for you?...read more
You’ll often hear us say our mission is to help our clients, co-workers, and communities succeed. We’re privileged...read more
According to the FBI, in 2015 consumers lost more than $19 million to solicitation scams. These scams, commonly referred to as “advance fee,” “lottery,” or...read more
"Cosigning a loan" is a phrase we often hear, but might not fully understand. Simply put, if you cosign a loan, you're agreeing to make payments - or even pay the debt in full - if the person you're signing with defaults....read more
Is it really important to keep your personal and business accounts separate - especially if you're just starting a business?...read more
Everyone knows the importance of saving money - so why not set up an automatic savings plan? You can ask your employer to direct deposit...read more
Perhaps you’ve wanted to switch banks for a while, but the idea of moving your checking account is as appealing as a voluntary tax audit. We promise you – it isn’t that difficult, and only involves a few simple steps....read more
Cyber threat actors (CTA) leverage interest during public health threats and other high-profile events in order to conduct financial fraud and disseminate malware. We expect...read more
Most people would never consider walking into a crowded room and loudly broadcasting to total strangers all the details of their private life...read more
It's frustrating - you've finally put your budget together, but IT ISN'T WORKING! Here are a few reasons why budgets fail. See if any of these apply to you, and if so, recognizing the cause will make the problem easier to fix....read more
NEW CASTLE, IN, January 28, 2020: Citizens State Bank is pleased to announce a $5,000 non-renewable scholarship to provide financial assistance to qualified persons accepted at an accredited institution, college, university or school in the State of Indiana....read more
An important part of "Financial Wellness" is keeping track of your financial records - tax returns,...read more
Wondering how to get a small business loan from a bank is a cause for celebration. You’re growing quickly, and need more resources to...read more
If you're starting the budgeting process, it's helpful to know the language. Here are some terms to get you started:...read more
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