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Welcome to our Financial Wellness Blog - dedicated to highlighting financial information that's useful to everyone. We've also included a Community Spotlight to promote volunteer organizations in our hometowns - Carmel, Dunkirk, Fishers, Hartford City, Knightstown, Montpelier, New Castle, Pendleton, Rushville, and Union City. If you'd like to submit an article for a non-profit, please read this or email Leah Driver. Thank you!
Your net worth is a figure that can be useful in putting together your budget and determining how close you are to reaching your financial goals. It’s a snapshot of your overall financial picture – your assets (things you own) minus your liabilities (debts you owe.) While it can sound intimidating, you can determine your net worth in three steps:...read more
NEW CASTLE, IN, August 29, 2018: Citizens State Bank is pleased to announce that Relationship Manager Elliott D. Somers earned his diploma on August 10......read more
NEW CASTLE, IN, August 10, 2018: Citizens State Bank invites you to celebrate the retirement of Brian Bess, Relationship Manager at our Rushville location. Brian has served the Rushville and Knightstown communities for the past 25 years, and will be missed by clients and co-workers alike....read more
NEW CASTLE, IN, August 2, 2018: Citizens State Bank is pleased to announce the retirement of Relationship Manager Brian Bess, effective August 28. Brian is the epitome of a community banker and has served Citizens State Bank with distinction for the past 25 years. He will be missed by clients and co-workers alike, and we wish him the very best during his well-deserved retirement....read more
A recent survey shows that nearly 50% of Americans can’t come up with $400 in an emergency without using a credit card....read more
We’re reminded daily that our credit score is important, but what factors determine your score? What steps raise, or lower, your score? While the exact formulas aren’t shared by the credit reporting agencies, the factors that are used to determine your score include:...read more
Even though you may not fully understand what it is, you know your credit score is important. It’s used by lenders, employers, and others to assess how you manage your financial responsibilities. But if you’re just getting started, how do you establish credit?...read more
NEW CASTLE, IN, February 15: Citizens State Bank is pleased to announce a $5,000 non-renewable scholarship to provide financial assistance to qualified persons accepted at an accredited institution, college, university or school in the State of Indiana....read more
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