Financial Wellness Blog

Welcome to our Financial Wellness Blog - dedicated to highlighting financial information that's useful to everyone. We've also included a Community Spotlight to promote volunteer organizations in our hometowns - Carmel, Dunkirk, Fishers, Hartford City, Knightstown, Montpelier, New Castle, Pendleton, Rushville, and Union City. If you'd like to submit an article for a non-profit, please read this or email Leah Driver. Thank you!

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Are you ready to buy a new home?

November 2, 2021

A new home is the largest purchase most of us will make, so it's not a decision to be taken lightly. People often say renting is a waste of money, but it...read more

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Building Your Credit

October 25, 2021 | Leah Driver

We know how important a good credit score is, but if you've never had credit before, how are you supposed to get started? There are several good options for building your credit. The "best" one depends on your future goals and current situation....read more

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Invoice Your Clients - and Accept Card Payments - with Autobooks

October 20, 2021

If you'd like the ability to send - and track - client invoices, then accept payment directly to your checking account, learn more about Autobooks....read more

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This October, Commit to Being Cyber-Aware: Raise Your Cybersecurity Game

October 12, 2021 | Carlos Kizzee, MS-ISAC Chair

In its most recent annual Cost of a Data Breach report, the Ponemon Institute reviewed more than 500 incidents around the world. The results were sobering: the average...read more

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Avoid the Most Common Email Mistakes

October 5, 2021 | Steffanie AK Schilling, VP of Infragard - Northern Ohio

Email is still one of the primary ways we communicate, both in our personal and professional lives. However, quite often we can be our own worst enemy when using email. Here are the most common mistakes people make with email and how to avoid them....read more

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One Simple Step to Securing Your Accounts

September 8, 2021 | Lysandra Capella, SANS Institute Instructor in Training for SANS AUD507

Does it seem like cyber criminals have a magic wand for getting into your email or bank accounts and there’s nothing you can do to stop them? Wouldn’t it be great if there...read more

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What is Mobile Banking?

September 6, 2021

Mobile banking provides a convenient, secure way to access your funds when you're unable to visit the bank....read more

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Now Entering New Castle

August 23, 2021 | Ball State PBS | WIPB

NOW ENTERING...NEW CASTLE features a wide range of stories about New Castle, told by the city’s residents, in their own words and using their photos and videos. New Castle’s century-long...read more

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Cybersecurity for Families: Cyberbullying and Information Sharing

August 17, 2021 | Michael Aliperti, MS-ISAC Chair

As technology continues to evolve, the tools and toys available to your children increase in number and evolve in capabilities. Technology can be used to educate and inspire creativity in kids,...read more

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Elder Fraud

August 12, 2021 | U.S. Department of Justice Federal Bureau of Investigation Internet Crime Complaint Center

Learn more about the Elder Abuse Prevention and Prosecution Act, Common Scams, and how to Report Elder Fraud...read more

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Nicole Murphy Named Chief People Officer

August 10, 2021 | Leah Driver

Citizens State Bank is pleased to announce Nicole Murphy, MBA, SHRM-CP, has joined the Bank as Chief People Officer....read more

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Securely Using the Cloud

August 9, 2021 | Tameika Reed, Founder of Women in Linux

You may have heard of a concept called “the cloud.” This means using a service provider on the internet to store and manage your data. Examples include creating documents on Google Docs, accessing email in Microsoft O365, sharing files via Dropbox, or storing your pictures...read more

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Introducing Digital Banking Suite

August 2, 2021 | Leah Driver

Introducing the Citizens State Bank Digital Banking Suite...read more

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Back-To-School Shopping Tips

July 28, 2021

Back to school shopping can get pricey - between supplies, fees, new clothes, haircuts, etc, it can put a dent in the hardiest budget. Here are a few tips to help you save....read more

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2021 Cyber Hot Topics: Ransomware

July 13, 2021 | Michael Aliperti, MS-ISAC Chair

In response to the pandemic, many end-users are now working from home instead of commuting to their business locations. Homes are being...read more