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Welcome to our Financial Wellness Blog - dedicated to highlighting financial information that's useful to everyone. We've also included a Community Spotlight to promote volunteer organizations in our hometowns - Carmel, Dunkirk, Fishers, Hartford City, Knightstown, Lewisville, Montpelier, New Castle, Pendleton, Rushville, and Union City. If you'd like to submit an article for a non-profit, please read this or email Leah Driver. Thank you!
Perhaps you’ve wanted to switch banks for a while, but the idea of moving your checking account is as appealing as a voluntary tax audit. We promise you – it isn’t that difficult, and only involves a few simple steps....read more
Cyber threat actors (CTA) leverage interest during public health threats and other high-profile events in order to conduct financial fraud and disseminate malware. We expect...read more
Most people would never consider walking into a crowded room and loudly broadcasting to total strangers all the details of their private life...read more
It's frustrating - you've finally put your budget together, but IT ISN'T WORKING! Here are a few reasons why budgets fail. See if any of these apply to you, and if so, recognizing the cause will make the problem easier to fix....read more
NEW CASTLE, IN, January 28, 2020: Citizens State Bank is pleased to announce a $5,000 non-renewable scholarship to provide financial assistance to qualified persons accepted at an accredited institution, college, university or school in the State of Indiana....read more
An important part of "Financial Wellness" is keeping track of your financial records - tax returns,...read more
Perhaps you're ready to apply for a business loan, but you're not quite sure where to start. Although exact documentation needs...read more
If you're starting the budgeting process, it's helpful to know the language. Here are some terms to get you started:...read more
Tax season is in full swing, which means criminals will go to great lengths to separate you from your money, your identity, or anything of value within their reach. They may offer seemingly...read more
One of the most important - and often easiest - steps in putting a budget together is setting goals. (Who doesn't want to picture themselves...read more
An annual financial review is as important for your finances as a physical is for your health....read more
The holiday season is upon us, which means shopping for the latest gadget is in full swing. With the massive number of discounts available...read more
The holidays are quickly approaching, and with the glitter and glam can come stress, anxiety, and impulse. As Benjamin Franklin said, “Failing to plan is planning to fail.” Consider using some of these tips to keep from being overwhelmed, overworked, and overspent!...read more
NEW CASTLE, IN, December 4, 2019: Citizens State Bank invites you to celebrate the retirement of Gene Marsh, Commercial Relationship Manager...read more
While every bank has their own lending "formula," almost all use some form of The 5 C's of Credit as a basic guideline to evaluate a potential borrower. Business owners, or...read more
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