Blog

Welcome to our Financial Wellness Blog - dedicated to highlighting financial information that's useful to everyone. We've also included a Community Spotlight to promote volunteer organizations in our hometowns - Carmel, Dunkirk, Fishers, Hartford City, Knightstown, Montpelier, New Castle, Pendleton, Rushville, and Union City. If you'd like to submit an article for a non-profit, please read this or email Leah Driver. Thank you!

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Money Mule Employment Scams

September 9, 2020

While getting paid well for relatively little work - from home - always sounds appealing, this is especially true in the current job market. Online recruitment ads with titles...read more

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CARES Act and Hardship Withdrawals

August 30, 2020 | Hector Ortiz and Erin Scheithe, CFPB

You might not be aware that the CARES Act made provisions for early withdrawals from retirement accounts. If you're thinking of making a withdrawal, here are some things you should know....read more

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Making a Deposit

August 27, 2020

When most of us think about making a deposit, the first thing that comes to mind is a trip to the bank....read more

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Picking Up The Pieces After a Disaster

August 26, 2020 | Colleen Tressler, Consumer Education Specialist, FTC

Whether you’re getting ready to deal with the aftermath of Gulf Coast storms, Laura and Marco, dealing with the ravages of wildfires out West, reeling from the derecho...read more

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2020 Census: Visiting homes and sending emails

August 25, 2020 | Colleen Tressler, Consumer Education Specialist, FTC

The Federal Trade Commission is partnering with the U.S. Census Bureau to help you guard against potential census scams. Knowing how the 2020 Census process works, what information you will...read more

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Six Common Elderly Scams to Watch Out For and How to Stay Safe

August 5, 2020 | Michael Aliperti, MS-ISAC Chair

A scam can be initiated via the computer (email, internet, social media), text, postal mail, in person, or a phone call. No matter the origin...read more

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What do you need to know about a coin shortage?

July 14, 2020

You keep hearing about a coin shortage - have all the pennies, nickels, dimes, and quarters disappeared?...read more

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Mobile Wallets

July 8, 2020 | Leah Driver

The use of mobile wallets has been growing for years, and the pandemic has created even more demand. "Contactless" transactions are fast, secure, and convenient, but are they right for you?...read more

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What is Mortgage Protection Insurance?

July 1, 2020

Your home is one of the biggest investments you’ll ever make, which is why families carrying a mortgage often purchase mortgage disability and/or life insurance. If one of the breadwinners...read more

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Virtual Conferencing Platform Tips

June 28, 2020 | Michael Aliperti, MS-ISAC Chair

With the recent move for many to working from home, there are a lot of questions around virtual conferencing platforms. Much of the attention has focused on the security of some platforms...read more

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2020 Citizens State Bank Scholarship Winner

June 25, 2020 | Leah J. Driver

Citizens State Bank is pleased to announce the winner of the 2020 Citizens State Bank Scholarship is Ms. Cloie G. York of New Castle....read more

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Steps to Take Between Mortgage Closing and Moving Day

June 24, 2020

There's a lot to do between closing on your mortgage and moving into your new home, but where should you start? This checklist will help you get organized....read more

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7 Things to Avoid Before Closing Your Mortgage Loan

June 22, 2020

You've been pre-approved for a mortgage loan, but you haven't closed on your loan. Here are seven things you should avoid until you do....read more

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Making an Offer on a New Home

June 15, 2020

Let's say you've been pre-approved for a mortgage and found a house you want to buy. Making an offer on a new home is a process filled with hope, excitement, and anxiety, but it helps...read more

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Creating a Cyber Secure Home

June 9, 2020 | Randy Marchany, CISO of Virginia Tech, Guest Editor, SANS Security Awareness

In the past, building a home network was nothing more than installing a wireless router and several computers. Today, as so many...read more