Financial Wellness Blog

Welcome to our Financial Wellness Blog - dedicated to highlighting financial information that's useful to everyone. We've also included a Community Spotlight to promote volunteer organizations in our hometowns - Carmel, Dunkirk, Fishers, Hartford City, Knightstown, Montpelier, New Castle, Pendleton, Rushville, and Union City. If you'd like to submit an article for a non-profit, please read this or email Leah Driver. Thank you!

Image for 10 Cybersecurity Shopping Tips for the Holiday Season

10 Cybersecurity Shopping Tips for the Holiday Season

December 18, 2020 | Michael Aliperti, MS-ISAC Chair

It’s that time of year again -- holiday shopping is in full swing! Even though the shopping insanity of Black Friday, Small Business Saturday, and Cyber Monday have come and gone, holiday...read more

Image for PPP-Related Scams to Avoid

PPP-Related Scams to Avoid

December 14, 2020

From the beginning, an infuriating side effect of the pandemic has been fraud. The distribution of funds through stimulus checks and small business loans...read more

Image for Keep a Lid on Checking Fees

Keep a Lid on Checking Fees

December 5, 2020

No one likes to see checking account fees lowering their balance every month....read more

Image for Budgeting with Variable Income

Budgeting with Variable Income

December 4, 2020

If your income varies, you know how great it feels when you make a lot, along with how stressful the lean times can be. Whether you work on commission; are a freelancer, contractor or gig...read more

Image for Checklist for Opening a Bank Account

Checklist for Opening a Bank Account

December 1, 2020

You may decide that a checking or savings account is the right product for you. If you do, opening an account is quite simple....read more

Image for Shop Locally for the Holidays

Shop Locally for the Holidays

November 23, 2020

Planning to spread some cheer this holiday season? Pick up one-of-a-kind creations from your locally-owned small businesses....read more

Image for Holiday Budgeting

Holiday Budgeting

November 21, 2020

The holidays can normally take a toll on our budget, and this year is far from “normal.” We’ve provided this budgeting sheet to help you plan for the holidays. (And to show...read more

Image for Steps for Making Large Financial Decisions

Steps for Making Large Financial Decisions

November 20, 2020 | Leah Driver

This article started as steps to take before making financial decisions like buying insurance or opening a retirement account, but these steps apply to any major financial decision – moving deposit accounts, applying for a loan, etc....read more

Image for What You Need to Know About Ransomware

What You Need to Know About Ransomware

November 12, 2020 | Michael Aliperti, MS-ISAC Chair

Ransomware is a type of malicious software, or malware, that blocks access to a system, device, or file until a ransom is paid. It is an illegal, moneymaking scheme that...read more

Image for Freezing Your Credit

Freezing Your Credit

November 4, 2020

A “credit freeze” is fairly self-explanatory – it prevents national credit bureaus from providing your credit information...read more

Image for Wilbur Wright Birthplace and Museum

Wilbur Wright Birthplace and Museum

October 30, 2020

The Wilbur Wright Birthplace pays tribute to a man who rose from obscure beginnings in Indiana to...read more

Image for Happy Digital Wishes: Cheers to Safe Holiday Shopping

Happy Digital Wishes: Cheers to Safe Holiday Shopping

October 25, 2020

Before you start making your lists and checking them twice, give yourself the gift of cyber safety!...read more

Image for Securing Your Remote Office

Securing Your Remote Office

October 23, 2020 | Michael Aliperti, MS-ISAC Chair

October is Cybersecurity Awareness Month and with the increased cybersecurity risks of working from home, we should all be thinking about how to secure our home office. After months of remote work, you have become a "work...read more

Image for Setting Up Offsite Employees for Success

Setting Up Offsite Employees for Success

October 20, 2020

The COVID-19 pandemic has brought with it many changes, especially to the workplace. There are companies who adapted by switching to exclusive telecommuting, those who only made...read more

Image for Annual Associate Recognition 2020

Annual Associate Recognition 2020

October 9, 2020

Each year Citizens State Bank recognizes associate milestone work anniversaries. This year those honored include:...read more