Blog

Welcome to our Financial Wellness Blog - dedicated to highlighting financial information that's useful to everyone. We've also included a Community Spotlight to promote volunteer organizations in our hometowns - Carmel, Dunkirk, Fishers, Hartford City, Knightstown, Lewisville, Montpelier, New Castle, Pendleton, Rushville, and Union City. If you'd like to submit an article for a non-profit, please read this or email Leah Driver. Thank you!

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Setting Short & Long Term Financial Goals

January 4, 2020

One of the most important - and often easiest - steps in putting a budget together is setting goals. (Who doesn't want to picture themselves...read more

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2020 Financial Review - New Year, New You

January 1, 2020

An annual financial review is as important for your finances as a physical is for your health....read more

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10 Tips to Securely Configure Your New Devices

December 25, 2019 | Multi-State Information Sharing & Analysis Center

The holiday season is upon us, which means shopping for the latest gadget is in full swing. With the massive number of discounts available...read more

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Tis the Season for Saving!

December 6, 2019 | Jillian Stone, Caseworker, Navy-Marine Corps Relief Society (NMCRS) and Accredited Financial Counselor (AFC) Candidate, FINRA Foundation Fellow

The holidays are quickly approaching, and with the glitter and glam can come stress, anxiety, and impulse. As Benjamin Franklin said, “Failing to plan is planning to fail.” Consider using some of these tips to keep from being overwhelmed, overworked, and overspent!...read more

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Gene Marsh Retirement

December 4, 2019 | Leah Driver

NEW CASTLE, IN, December 4, 2019: Citizens State Bank invites you to celebrate the retirement of Gene Marsh, Commercial Relationship Manager...read more

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The 5 Cs of Credit

December 3, 2019 | Leah Driver

While every bank has their own lending "formula," almost all use some form of The 5 C's of Credit as a basic guideline to evaluate a potential borrower. Business owners, or...read more

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8 Shopping Tips for the Holiday Season

November 21, 2019 | Multi-State Information Sharing & Analysis Center

It’s that time of year again, holiday shopping has begun! Everyone is looking for those unique gifts,...read more

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Are you ready to franchise your business?

November 12, 2019

According to the 2017 Economic Census, franchises exist in over 300 industries – from fast-food restaurants to less obvious industries like weight-loss clinics and warehousing. If you...read more

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Own IT - Secure IT - Protect IT

October 23, 2019 | Multi-State Information Sharing & Analysis Center

The 16th annual National Cybersecurity Awareness Month (NCSAM) is in full swing! Held every October, NCSAM has been a collaborative effort between government and industry...read more

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Prepare for Year-End

October 9, 2019

While it might seem a little early to be thinking about getting your finances ready for year-end, it’s actually the perfect time since there’s still time to take action without...read more

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Cybersecurity Tips for K-12 Kids, Family, and Friends

October 5, 2019 | Multi-State Information Sharing & Analysis Center

Every child should be taught how to be safe online. In the new digital world, there are technological wonders, which often introduce cyber threats...read more

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Recognizing Bad Financial Habits

October 1, 2019

Everyone has room for improvement when it comes to their financial habits. Many, if not most, of us live...read more

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Advantages of a Mortgage Pre-Approval

September 30, 2019

For many people, the first step in buying a home is finding a real estate agent. While this is an important step, it’s actually better to initially meet with a lender to see if you can get pre-approved...read more

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Celebrating Women in Business - Ashley Laurence

September 22, 2019

Hartford City Banking Center Manager Ashley Laurence is an example of what can happen...read more

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Dan Maddox Named Chief Executive Officer; Kirby Purciful Hired as President

September 20, 2019 | Leah Driver

NEW CASTLE, IN, September 19, 2019: Citizens State Bank is pleased to announce the position of President and Chief Executive Officer, currently held by Dan Maddox,...read more