Financial Wellness Blog

Welcome to our Financial Wellness Blog - dedicated to highlighting financial information that's useful to everyone. We've also included a Community Spotlight to promote volunteer organizations in our hometowns - Carmel, Dunkirk, Fishers, Hartford City, Knightstown, Montpelier, New Castle, Pendleton, Rushville, and Union City. If you'd like to submit an article for a non-profit, please read this or email Leah Driver. Thank you!

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Account Takeover Fraud Prevention

April 15, 2021

An account takeover happens when a fraudster poses as a financial institution to get your account or personal information. Once the fraudster has access...read more

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Privacy - Protecting Your Digital Footprint

April 11, 2021 | Kenton Smith, Cybersecurity Consultant & Advisor

There are many different definitions of “privacy.” We are going to focus on personal privacy, protecting the information...read more

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What's your home worth in today's market?

April 6, 2021 | Cara Huffman, Owner/Broker/ASP, F.C. Tucker/Crossroads Real Estate

If you own a stock, you can probably go online and quickly look up its current value. What about your home?...read more

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Bank Locally & Reinvest Your Money Back into Your Community

April 1, 2021

The idea of “sustainability” is linked to a lot of our local activities these days—whether it’s reusing or recycling products, sampling...read more

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I'm Hacked. Now What?

March 26, 2021 | Maxim Deweerdt, Certified Instructor at the SANS Institute

No matter how secure you are, sooner or later you may have an accident and become hacked. Here are clues...read more

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2021 Cybersecurity Spring Cleaning Checklist

March 23, 2021 | Michael Aliperti, MS-ISAC Chair

Spring is not just a good time for cleaning your house or apartment, it's also a good time to clean up your technology and cyber footprint....read more

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Identity Theft - Protecting Yourself

March 13, 2021 | SANS Security Awareness

Identity theft happens when a criminal steals information about you and uses that information to commit fraud, such as requesting unemployment benefits, tax refunds, or a new...read more

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Business Owners, It's Tax Time. Are You Ready?

March 10, 2021

This past year has been crazy for just about everyone, and now’s the time to do one last thing to put 2020 in the rearview – file your taxes. Tax season can...read more

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Business Ownership Terms

March 6, 2021

Business ownership comes in several models. This overview is not complete, but is a good start for you...read more

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Keep Your Payment Card Information Safe

March 1, 2021

A 2019 study by the Federal Reserve Bank of San Francisco found consumers used debit cards for 28% of payments, cash for 26%, and credit cards for 23%, showing the importance of keeping your payment card information secure....read more

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Citizens State Bank Scholarship Announcement 2021

February 19, 2021 | Leah Driver

Citizens State Bank is pleased to announce a $5,000 non-renewable scholarship to provide financial assistance...read more

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How COVID-19 Changed the Payments Industry

February 18, 2021 | Celero Commerce

It’s no secret that the pandemic has altered almost every aspect of our lives. Today, we’d like to discuss a few of the major changes that have occurred...read more

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Top 4 COVID-19 Scams To Watch Out For

February 12, 2021 | Michael Aliperti, MS-ISAC Chair

The ability to leverage current events is a dream scenario for modern-day cybercriminals. These criminals use events, such as the COVID-19 pandemic, to fuel their malicious intent....read more

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Profitability Metrics 101

February 5, 2021

Most of us have a fundamental understanding of profitability, but digging into financial statements allows us to make smarter investments with our money....read more

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Welcome Melissa Volz-Smith

January 29, 2021 | Leah Driver

Melissa Volz-Smith has joined our Carmel office as a Regional Mortgage Loan Officer....read more