Blog

According to the FBI, in 2015 consumers lost more than $19 million to solicitation scams. These scams, commonly referred to as “advance fee,” “lottery,” or...read more

"Cosigning a loan" is a phrase we often hear, but might not fully understand. Simply put, if you cosign a loan, you're agreeing to make payments - or even pay the debt in full - if the person you're signing with defaults....read more

Is it really important to keep your personal and business accounts separate - especially if you're just starting a business?...read more

Everyone knows the importance of saving money - so why not set up an automatic savings plan? You can ask your employer to direct deposit...read more

Perhaps you’ve wanted to switch banks for a while, but the idea of moving your checking account is as appealing as a voluntary tax audit. We promise you – it isn’t that difficult, and only involves a few simple steps....read more

Cyber threat actors (CTA) leverage interest during public health threats and other high-profile events in order to conduct financial fraud and disseminate malware. We expect...read more

Most people would never consider walking into a crowded room and loudly broadcasting to total strangers all the details of their private life...read more

It's frustrating - you've finally put your budget together, but IT ISN'T WORKING! Here are a few reasons why budgets fail. See if any of these apply to you, and if so, recognizing the cause will make the problem easier to fix....read more

NEW CASTLE, IN, January 28, 2020: Citizens State Bank is pleased to announce a $5,000 non-renewable scholarship to provide financial assistance to qualified persons accepted at an accredited institution, college, university or school in the State of Indiana....read more

An important part of "Financial Wellness" is keeping track of your financial records - tax returns,...read more

Perhaps you're ready to apply for a business loan, but you're not quite sure where to start. Although exact documentation needs...read more

If you're starting the budgeting process, it's helpful to know the language. Here are some terms to get you started:...read more

Tax season is in full swing, which means criminals will go to great lengths to separate you from your money, your identity, or anything of value within their reach. They may offer seemingly...read more

One of the most important - and often easiest - steps in putting a budget together is setting goals. (Who doesn't want to picture themselves...read more

An annual financial review is as important for your finances as a physical is for your health....read more