Account Takeover Fraud Prevention
An account takeover happens when a fraudster poses as a financial institution to get your account or personal information. Once the fraudster has access...read more
Financial Wellness Blog
Welcome to our Financial Wellness Blog - dedicated to highlighting financial information that's useful to everyone. We've also included a Community Spotlight to promote volunteer organizations in our hometowns - Carmel, Dunkirk, Fishers, Hartford City, Knightstown, Montpelier, New Castle, Pendleton, Rushville, and Union City. If you'd like to submit an article for a non-profit, please read this or email Leah Driver. Thank you!
Privacy - Protecting Your Digital Footprint
There are many different definitions of “privacy.” We are going to focus on personal privacy, protecting the information...read more
What's your home worth in today's market?
If you own a stock, you can probably go online and quickly look up its current value. What about your home?...read more
Bank Locally & Reinvest Your Money Back into Your Community
The idea of “sustainability” is linked to a lot of our local activities these days—whether it’s reusing or recycling products, sampling...read more
I'm Hacked. Now What?
No matter how secure you are, sooner or later you may have an accident and become hacked. Here are clues...read more
2021 Cybersecurity Spring Cleaning Checklist
Spring is not just a good time for cleaning your house or apartment, it's also a good time to clean up your technology and cyber footprint....read more
Identity Theft - Protecting Yourself
Identity theft happens when a criminal steals information about you and uses that information to commit fraud, such as requesting unemployment benefits, tax refunds, or a new...read more
Business Owners, It's Tax Time. Are You Ready?
This past year has been crazy for just about everyone, and now’s the time to do one last thing to put 2020 in the rearview – file your taxes. Tax season can...read more
Business Ownership Terms
Business ownership comes in several models. This overview is not complete, but is a good start for you...read more
Keep Your Payment Card Information Safe
A 2019 study by the Federal Reserve Bank of San Francisco found consumers used debit cards for 28% of payments, cash for 26%, and credit cards for 23%, showing the importance of keeping your payment card information secure....read more
Citizens State Bank Scholarship Announcement 2021
Citizens State Bank is pleased to announce a $5,000 non-renewable scholarship to provide financial assistance...read more
How COVID-19 Changed the Payments Industry
It’s no secret that the pandemic has altered almost every aspect of our lives. Today, we’d like to discuss a few of the major changes that have occurred...read more
Top 4 COVID-19 Scams To Watch Out For
The ability to leverage current events is a dream scenario for modern-day cybercriminals. These criminals use events, such as the COVID-19 pandemic, to fuel their malicious intent....read more
Profitability Metrics 101
Most of us have a fundamental understanding of profitability, but digging into financial statements allows us to make smarter investments with our money....read more
Welcome Melissa Volz-Smith
Melissa Volz-Smith has joined our Carmel office as a Regional Mortgage Loan Officer....read more
