PPP vs EIDL - Which is best for you?
The SBA is offering small business owners funding through the Paycheck Protection Program and Economic Injury Disaster Loan. Which is best for you?...read more
Blog
Welcome to our Financial Wellness Blog - dedicated to highlighting financial information that's useful to everyone. We've also included a Community Spotlight to promote volunteer organizations in our hometowns - Carmel, Dunkirk, Fishers, Hartford City, Knightstown, Montpelier, New Castle, Pendleton, Rushville, and Union City. If you'd like to submit an article for a non-profit, please read this or email Leah Driver. Thank you!
Stimulus Checks – what should you know?
A large part of The CARES Act, passed last week to address the economic ravages of the COVID-19 pandemic, is the stimulus money that will be sent to many...read more
IRS issues warning about Coronavirus-related scams; watch out for schemes tied to economic impact payments
The Internal Revenue Service today urged taxpayers to be on the lookout for a surge of calls and email phishing attempts about the Coronavirus, or COVID-19. These contacts can lead to tax-related fraud and identity theft....read more
Should you have a business advisory board?
Even before the pandemic, and a business environment unlike any other, advisory boards were having a moment. But what is an advisory board, and is it right for you?...read more
Coronavirus Statement
You’ll often hear us say our mission is to help our clients, co-workers, and communities succeed. We’re privileged...read more
How to Spot a Lottery Scam
According to the FBI, in 2015 consumers lost more than $19 million to solicitation scams. These scams, commonly referred to as “advance fee,” “lottery,” or...read more
What does it mean to cosign a loan?
"Cosigning a loan" is a phrase we often hear, but might not fully understand. Simply put, if you cosign a loan, you're agreeing to make payments - or even pay the debt in full - if the person you're signing with defaults....read more
Small Business Banking Basics
Is it really important to keep your personal and business accounts separate - especially if you're just starting a business?...read more
Set Up Automatic Savings
Everyone knows the importance of saving money - so why not set up an automatic savings plan? You can ask your employer to direct deposit...read more
Moving Your Checking Account
Perhaps you’ve wanted to switch banks for a while, but the idea of moving your checking account is as appealing as a voluntary tax audit. We promise you – it isn’t that difficult, and only involves a few simple steps....read more
Cyber Threat Actors Expected to Leverage Coronavirus Outbreak
Cyber threat actors (CTA) leverage interest during public health threats and other high-profile events in order to conduct financial fraud and disseminate malware. We expect...read more
Social Media Privacy
Most people would never consider walking into a crowded room and loudly broadcasting to total strangers all the details of their private life...read more
Why isn't my budget working?
It's frustrating - you've finally put your budget together, but IT ISN'T WORKING! Here are a few reasons why budgets fail. See if any of these apply to you, and if so, recognizing the cause will make the problem easier to fix....read more
Citizens State Bank Announces $5,000 Scholarship for 2020
NEW CASTLE, IN, January 28, 2020: Citizens State Bank is pleased to announce a $5,000 non-renewable scholarship to provide financial assistance to qualified persons accepted at an accredited institution, college, university or school in the State of Indiana....read more
Keeping (and Organizing!) Your Financial Records
An important part of "Financial Wellness" is keeping track of your financial records - tax returns,...read more
