What information is needed to apply for a business loan?
Perhaps you're ready to apply for a business loan, but you're not quite sure where to start. Although exact documentation needs...read more
Blog
Welcome to our Financial Wellness Blog - dedicated to highlighting financial information that's useful to everyone. We've also included a Community Spotlight to promote volunteer organizations in our hometowns - Carmel, Dunkirk, Fishers, Hartford City, Knightstown, Montpelier, New Castle, Pendleton, Rushville, and Union City. If you'd like to submit an article for a non-profit, please read this or email Leah Driver. Thank you!
Budgeting Vocabulary
If you're starting the budgeting process, it's helpful to know the language. Here are some terms to get you started:...read more
New Year, New You - Same W-2 Tax Scams
Tax season is in full swing, which means criminals will go to great lengths to separate you from your money, your identity, or anything of value within their reach. They may offer seemingly...read more
Setting Short & Long Term Financial Goals
One of the most important - and often easiest - steps in putting a budget together is setting goals. (Who doesn't want to picture themselves...read more
2020 Financial Review - New Year, New You
An annual financial review is as important for your finances as a physical is for your health....read more
10 Tips to Securely Configure Your New Devices
The holiday season is upon us, which means shopping for the latest gadget is in full swing. With the massive number of discounts available...read more
Tis the Season for Saving!
The holidays are quickly approaching, and with the glitter and glam can come stress, anxiety, and impulse. As Benjamin Franklin said, “Failing to plan is planning to fail.” Consider using some of these tips to keep from being overwhelmed, overworked, and overspent!...read more
Gene Marsh Retirement
NEW CASTLE, IN, December 4, 2019: Citizens State Bank invites you to celebrate the retirement of Gene Marsh, Commercial Relationship Manager...read more
The 5 Cs of Credit
While every bank has their own lending "formula," almost all use some form of The 5 C's of Credit as a basic guideline to evaluate a potential borrower. Business owners, or...read more
8 Shopping Tips for the Holiday Season
It’s that time of year again, holiday shopping has begun! Everyone is looking for those unique gifts,...read more
Are you ready to franchise your business?
According to the 2017 Economic Census, franchises exist in over 300 industries – from fast-food restaurants to less obvious industries like weight-loss clinics and warehousing. If you...read more
Own IT - Secure IT - Protect IT
The 16th annual National Cybersecurity Awareness Month (NCSAM) is in full swing! Held every October, NCSAM has been a collaborative effort between government and industry...read more
Prepare for Year-End
While it might seem a little early to be thinking about getting your finances ready for year-end, it’s actually the perfect time since there’s still time to take action without...read more
Cybersecurity Tips for K-12 Kids, Family, and Friends
Every child should be taught how to be safe online. In the new digital world, there are technological wonders, which often introduce cyber threats...read more
Recognizing Bad Financial Habits
Everyone has room for improvement when it comes to their financial habits. Many, if not most, of us live...read more
