Blog

You have a great idea, you've done your homework, and you're excited to start your own business. The only thing missing? Funding....read more

It's easy to argue that the success of failure of your business relies on cash flow. Knowing these terms will allow you to be a better judge of how your business is performing....read more

From the beginning, an infuriating side effect of the pandemic has been fraud. The distribution of funds through stimulus checks and small business loans...read more

Ransomware is a type of malicious software, or malware, that blocks access to a system, device, or file until a ransom is paid. It is an illegal, moneymaking scheme that...read more

The COVID-19 pandemic has brought with it many changes, especially to the workplace. There are companies who adapted by switching to exclusive telecommuting, those who only made...read more

Our Chief Lending Officer, John P. DeLucia ("Johnny D") will be providing commercial lending information, tips, and insights from time-to-time. If you have questions for John, be sure to let us know....read more

Between working at the office, or school, or remotely, the principles of security can become something of a moving target. For some, this creates an uncertainty...read more

With the recent move for many to working from home, there are a lot of questions around virtual conferencing platforms. Much of the attention has focused on the security of some platforms...read more

The SBA is offering small business owners funding through the Paycheck Protection Program and Economic Injury Disaster Loan. Which is best for you?...read more

Even before the pandemic, and a business environment unlike any other, advisory boards were having a moment. But what is an advisory board, and is it right for you?...read more

Is it really important to keep your personal and business accounts separate - especially if you're just starting a business?...read more

Perhaps you're ready to apply for a business loan, but you're not quite sure where to start. Although exact documentation needs...read more

While every bank has their own lending "formula," almost all use some form of The 5 C's of Credit as a basic guideline to evaluate a potential borrower. Business owners, or...read more

According to the 2017 Economic Census, franchises exist in over 300 industries – from fast-food restaurants to less obvious industries like weight-loss clinics and warehousing. If you...read more

Hartford City Banking Center Manager Ashley Laurence is an example of what can happen...read more