Financial Wellness Blog

Welcome to our Financial Wellness Blog - dedicated to highlighting financial information that's useful to everyone. We've also included a Community Spotlight to promote volunteer organizations in our hometowns - Carmel, Dunkirk, Fishers, Hartford City, Knightstown, Montpelier, New Castle, Pendleton, Rushville, and Union City. If you'd like to submit an article for a non-profit, please read this or email Leah Driver. Thank you!

Image for Moving Beyond Distrust: How to Establish a Meaningful Bank Relationship

Moving Beyond Distrust: How to Establish a Meaningful Bank Relationship

May 10, 2021 | Indiana Black Expo Minority Small Business Series

One of the significant factors in growing a successful business is finance. In this session, we discuss creating and leveraging relationships with financial institutions to...read more

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Business Acquisition Utilizing SBA Enhancements

May 5, 2021

Recently a panel of business acquisition professionals discussed topics including business valuation, SBA loan changes and opportunities, and legal issues. The panel included...read more

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Business Owners, It's Tax Time. Are You Ready?

March 10, 2021

This past year has been crazy for just about everyone, and now’s the time to do one last thing to put 2020 in the rearview – file your taxes. Tax season can...read more

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Business Ownership Terms

March 6, 2021

Business ownership comes in several models. This overview is not complete, but is a good start for you...read more

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How COVID-19 Changed the Payments Industry

February 18, 2021 | Celero Commerce

It’s no secret that the pandemic has altered almost every aspect of our lives. Today, we’d like to discuss a few of the major changes that have occurred...read more

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Profitability Metrics 101

February 5, 2021

Most of us have a fundamental understanding of profitability, but digging into financial statements allows us to make smarter investments with our money....read more

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Manage Your Company's Cash Flow

January 26, 2021

When you started your business, you knew you’d have to make sacrifices and trade-offs, but you might not have realized how...read more

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Sources of Small Business Funding

January 19, 2021

You have a great idea, you've done your homework, and you're excited to start your own business. The only thing missing? Funding....read more

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Glossary of Cash Flow Terms

January 13, 2021

It's easy to argue that the success of failure of your business relies on cash flow. Knowing these terms will allow you to be a better judge of how your business is performing....read more

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PPP-Related Scams to Avoid

December 14, 2020

From the beginning, an infuriating side effect of the pandemic has been fraud. The distribution of funds through stimulus checks and small business loans...read more

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What You Need to Know About Ransomware

November 12, 2020 | Michael Aliperti, MS-ISAC Chair

Ransomware is a type of malicious software, or malware, that blocks access to a system, device, or file until a ransom is paid. It is an illegal, moneymaking scheme that...read more

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Setting Up Offsite Employees for Success

October 20, 2020

The COVID-19 pandemic has brought with it many changes, especially to the workplace. There are companies who adapted by switching to exclusive telecommuting, those who only made...read more

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Should you refinance your commercial mortgage?

September 30, 2020 | John P. DeLucia, Your CSB Hoosier Banker

Our Chief Lending Officer, John P. DeLucia ("Johnny D") will be providing commercial lending information, tips, and insights from time-to-time. If you have questions for John, be sure to let us know....read more

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Working Remotely: How to be Safe, Secure, and Successful

September 20, 2020 | Michael Aliperti, MS-ISAC Chair

Between working at the office, or school, or remotely, the principles of security can become something of a moving target. For some, this creates an uncertainty...read more

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Virtual Conferencing Platform Tips

June 28, 2020 | Michael Aliperti, MS-ISAC Chair

With the recent move for many to working from home, there are a lot of questions around virtual conferencing platforms. Much of the attention has focused on the security of some platforms...read more