Blog

Welcome to our Financial Wellness Blog - dedicated to highlighting financial information that's useful to everyone. We've also included a Community Spotlight to promote volunteer organizations in our hometowns - Carmel, Dunkirk, Fishers, Hartford City, Knightstown, Lewisville, Montpelier, New Castle, Pendleton, Rushville, and Union City. If you'd like to submit an article for a non-profit, please read this or email Leah Driver. Thank you!

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Sources of Small Business Funding

January 19, 2021

You have a great idea, you've done your homework, and you're excited to start your own business. The only thing missing? Funding....read more

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Glossary of Cash Flow Terms

January 13, 2021

It's easy to argue that the success of failure of your business relies on cash flow. Knowing these terms will allow you to be a better judge of how your business is performing....read more

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PPP-Related Scams to Avoid

December 14, 2020

From the beginning, an infuriating side effect of the pandemic has been fraud. The distribution of funds through stimulus checks and small business loans...read more

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What You Need to Know About Ransomware

November 12, 2020 | Michael Aliperti, MS-ISAC Chair

Ransomware is a type of malicious software, or malware, that blocks access to a system, device, or file until a ransom is paid. It is an illegal, moneymaking scheme that...read more

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Setting Up Offsite Employees for Success

October 20, 2020

The COVID-19 pandemic has brought with it many changes, especially to the workplace. There are companies who adapted by switching to exclusive telecommuting, those who only made...read more

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Should you refinance your commercial mortgage?

September 30, 2020 | John P. DeLucia, Your CSB Hoosier Banker

Our Chief Lending Officer, John P. DeLucia ("Johnny D") will be providing commercial lending information, tips, and insights from time-to-time. If you have questions for John, be sure to let us know....read more

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Working Remotely: How to be Safe, Secure, and Successful

September 20, 2020 | Michael Aliperti, MS-ISAC Chair

Between working at the office, or school, or remotely, the principles of security can become something of a moving target. For some, this creates an uncertainty...read more

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Virtual Conferencing Platform Tips

June 28, 2020 | Michael Aliperti, MS-ISAC Chair

With the recent move for many to working from home, there are a lot of questions around virtual conferencing platforms. Much of the attention has focused on the security of some platforms...read more

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PPP vs EIDL - Which is best for you?

April 4, 2020

The SBA is offering small business owners funding through the Paycheck Protection Program and Economic Injury Disaster Loan. Which is best for you?...read more

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Should you have a business advisory board?

March 26, 2020

Even before the pandemic, and a business environment unlike any other, advisory boards were having a moment. But what is an advisory board, and is it right for you?...read more

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Small Business Banking Basics

February 29, 2020

Is it really important to keep your personal and business accounts separate - especially if you're just starting a business?...read more

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What information is needed to apply for a business loan?

January 21, 2020 | Leah Driver

Perhaps you're ready to apply for a business loan, but you're not quite sure where to start. Although exact documentation needs...read more

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The 5 Cs of Credit

December 3, 2019 | Leah Driver

While every bank has their own lending "formula," almost all use some form of The 5 C's of Credit as a basic guideline to evaluate a potential borrower. Business owners, or...read more

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Are you ready to franchise your business?

November 12, 2019

According to the 2017 Economic Census, franchises exist in over 300 industries – from fast-food restaurants to less obvious industries like weight-loss clinics and warehousing. If you...read more

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Celebrating Women in Business - Ashley Laurence

September 22, 2019

Hartford City Banking Center Manager Ashley Laurence is an example of what can happen...read more