Cash Flow Projections
A Cash Flow Projection is a financial statement that shows how cash is expected to flow in and out of a business (cash flow). It's used to see if projected cash receipts (cash in) will be sufficient to...read more
Financial Wellness Blog
Welcome to our Financial Wellness Blog - dedicated to highlighting financial information that's useful to everyone. We've also included a Community Spotlight to promote volunteer organizations in our hometowns - Carmel, Dunkirk, Fishers, Hartford City, Knightstown, Montpelier, New Castle, Pendleton, Rushville, and Union City. If you'd like to submit an article for a non-profit, please read this or email Leah Driver. Thank you!
Celebrating the Boss
Have you ever read something and thought "Dang, I wish I'd written that?" Well, that's how I felt when I read the following by Geri Aglipay U.S. Small Business Administration’s Great Lakes Regional Administrator...read more
Details About the SBA 7(a) Loan Program
Though there are several types of Small Business Administration (SBA) loan programs, the 7(a) is the most common way the SBA supports small businesses....read more
Cyber Security for Small-Mid Size Businesses
Cyber-attacks are a growing threat for small businesses and the US economy. According to the FBI’s Internet Crime Report, the cost of cyber crimes exceeded $4.2 billion in 2020. The most successful cyber-attacks typically utilize the same...read more
Small Business Financial Management
Financial management can be daunting, so here are a few useful tips to help make setting up your small business finances easier. (Setting up your finances correctly can save you big headaches down the road!)...read more
Using Payment Strategies to Manage Cash Flow
Proper cash flow management is a skill every business owner must master for long-term financial success. If you've ever been in a position where you don't have enough in the bank to pay your bills - despite...read more
Moving Beyond Distrust: How to Establish a Meaningful Bank Relationship
One of the significant factors in growing a successful business is finance. In this session, we discuss creating and leveraging relationships with financial institutions to...read more
Business Acquisition Utilizing SBA Enhancements
Recently a panel of business acquisition professionals discussed topics including business valuation, SBA loan changes and opportunities, and legal issues. The panel included...read more
Business Owners, It's Tax Time. Are You Ready?
This past year has been crazy for just about everyone, and now’s the time to do one last thing to put 2020 in the rearview – file your taxes. Tax season can...read more
Business Ownership Terms
Business ownership comes in several models. This overview is not complete, but is a good start for you...read more
How COVID-19 Changed the Payments Industry
It’s no secret that the pandemic has altered almost every aspect of our lives. Today, we’d like to discuss a few of the major changes that have occurred...read more
Profitability Metrics 101
Most of us have a fundamental understanding of profitability, but digging into financial statements allows us to make smarter investments with our money....read more
Manage Your Company's Cash Flow
When you started your business, you knew you’d have to make sacrifices and trade-offs, but you might not have realized how...read more
Sources of Small Business Funding
You have a great idea, you've done your homework, and you're excited to start your own business. The only thing missing? Funding....read more
Glossary of Cash Flow Terms
It's easy to argue that the success of failure of your business relies on cash flow. Knowing these terms will allow you to be a better judge of how your business is performing....read more
