The 5 Cs of Credit
While every bank has their own lending "formula," almost all use some form of The 5 C's of Credit as a basic guideline to evaluate a potential borrower. Business owners, or...read more
Blog
Are you ready to franchise your business?
According to the 2017 Economic Census, franchises exist in over 300 industries – from fast-food restaurants to less obvious industries like weight-loss clinics and warehousing. If you...read more
Celebrating Women in Business - Ashley Laurence
Hartford City Banking Center Manager Ashley Laurence is an example of what can happen...read more
Celebrating Women in Business - Shanna McClure
Senior Vice President – Chief Human Resources Officer Shanna McClure is another phenomenal #TeamCSB woman who believes in living the...read more
Celebrating Women in Business - Kathy Denney
We're publishing a series of articles celebrating women in business, starting with Kathy Denney, AVP - Chief Compliance Officer here at Citizens State Bank....read more
What should I know about Commercial Mortgages?
If you’ve realized your rent is too high, you’ve outgrown your office space, or you have a balloon payment coming up, you’re probably...read more
Preparing to Apply for a Small Business Loan
Applying for a business loan can be intimidating, but the more preparation you do, the higher your odds of getting your application approved. Here...read more
Task Management Tools for Small Business Owners
Everyone feels like there aren’t enough hours in the day, but this is especially true for entrepreneurs. There are so many aspects to owning a business – which is why it’s important to find the right tools to help. To celebrate #SmallBusinessMonth, we’ll be sharing...read more
Tools for Writing Your Business Plan
Your Business Plan truly is the first step toward success or failure. It only makes sense to take advantage of...read more
Organizing Tools
"Getting more organized" is one of the more common new year's goals, and like most...read more
Online & Mobile Communication Tools
The great enemy of communication is the illusion of it. This sentiment, first written by journalist William H. Whyte in 1950 still applies today. Fortunately, we...read more
Retirement Options for Business Owners
Small business owners are far less likely to have concrete retirement plans than those who are company employees...read more
How do you retire when you're the owner?
Preparing financially for retirement is complicated for everyone, but for small business owners (SBOs) the process often poses...read more
Should you brand your company vehicle?
Your business vehicle - should you add branding signage to promote your company? You likely need...read more
Business Insurance Coverage Information
As a business owner, you know risk is unavoidable. While not all risk can be mitigated, insurance is...read more
