Financial Wellness Blog

Welcome to our Financial Wellness Blog - dedicated to highlighting financial information that's useful to everyone. We've also included a Community Spotlight to promote volunteer organizations in our hometowns - Carmel, Dunkirk, Fishers, Hartford City, Knightstown, Montpelier, New Castle, Pendleton, Rushville, and Union City. If you'd like to submit an article for a non-profit, please read this or email Leah Driver. Thank you!

Image for Details About the SBA 7(a) Loan Program

Details About the SBA 7(a) Loan Program

March 8, 2022

Though there are several types of Small Business Administration (SBA) loan programs, the 7(a) is the most common way the SBA supports small businesses....read more

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Business Acquisition Utilizing SBA Enhancements

May 5, 2021

Recently a panel of business acquisition professionals discussed topics including business valuation, SBA loan changes and opportunities, and legal issues. The panel included...read more

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Sources of Small Business Funding

January 19, 2021

You have a great idea, you've done your homework, and you're excited to start your own business. The only thing missing? Funding....read more

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Should you refinance your commercial mortgage?

September 30, 2020 | John P. DeLucia, Your CSB Hoosier Banker

Our Chief Lending Officer, John P. DeLucia ("Johnny D") will be providing commercial lending information, tips, and insights from time-to-time. If you have questions for John, be sure to let us know....read more

Image for PPP vs EIDL - Which is best for you?

PPP vs EIDL - Which is best for you?

April 4, 2020

The SBA is offering small business owners funding through the Paycheck Protection Program and Economic Injury Disaster Loan. Which is best for you?...read more

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What information is needed to apply for a business loan?

January 21, 2020 | Leah Driver

Wondering how to get a small business loan from a bank is a cause for celebration. You’re growing quickly, and need more resources to...read more

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The 5 Cs of Credit

December 3, 2019 | Leah Driver

While every bank has their own lending "formula," almost all use some form of The 5 C's of Credit as a basic guideline to evaluate a potential borrower. Business owners, or...read more

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What should I know about Commercial Mortgages?

June 13, 2019 | Leah Driver

If you’ve realized your rent is too high, you’ve outgrown your office space, or you have a balloon payment coming up, you’re probably...read more

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Preparing to Apply for a Small Business Loan

May 27, 2019

Applying for a business loan can be intimidating, but the more preparation you do, the higher your odds of getting your application approved. Here...read more