Details About the SBA 7(a) Loan Program
Though there are several types of Small Business Administration (SBA) loan programs, the 7(a) is the most common way the SBA supports small businesses....read more
Financial Wellness Blog
Welcome to our Financial Wellness Blog - dedicated to highlighting financial information that's useful to everyone. We've also included a Community Spotlight to promote volunteer organizations in our hometowns - Carmel, Dunkirk, Fishers, Hartford City, Knightstown, Montpelier, New Castle, Pendleton, Rushville, and Union City. If you'd like to submit an article for a non-profit, please read this or email Leah Driver. Thank you!
Business Acquisition Utilizing SBA Enhancements
Recently a panel of business acquisition professionals discussed topics including business valuation, SBA loan changes and opportunities, and legal issues. The panel included...read more
Sources of Small Business Funding
You have a great idea, you've done your homework, and you're excited to start your own business. The only thing missing? Funding....read more
Should you refinance your commercial mortgage?
Our Chief Lending Officer, John P. DeLucia ("Johnny D") will be providing commercial lending information, tips, and insights from time-to-time. If you have questions for John, be sure to let us know....read more
PPP vs EIDL - Which is best for you?
The SBA is offering small business owners funding through the Paycheck Protection Program and Economic Injury Disaster Loan. Which is best for you?...read more
What information is needed to apply for a business loan?
Wondering how to get a small business loan from a bank is a cause for celebration. You’re growing quickly, and need more resources to...read more
The 5 Cs of Credit
While every bank has their own lending "formula," almost all use some form of The 5 C's of Credit as a basic guideline to evaluate a potential borrower. Business owners, or...read more
What should I know about Commercial Mortgages?
If you’ve realized your rent is too high, you’ve outgrown your office space, or you have a balloon payment coming up, you’re probably...read more
Preparing to Apply for a Small Business Loan
Applying for a business loan can be intimidating, but the more preparation you do, the higher your odds of getting your application approved. Here...read more
