Blog

A “credit freeze” is fairly self-explanatory – it prevents national credit bureaus from providing your credit information...read more

"Cosigning a loan" is a phrase we often hear, but might not fully understand. Simply put, if you cosign a loan, you're agreeing to make payments - or even pay the debt in full - if the person you're signing with defaults....read more

Perhaps you're ready to apply for a business loan, but you're not quite sure where to start. Although exact documentation needs...read more

While every bank has their own lending "formula," almost all use some form of The 5 C's of Credit as a basic guideline to evaluate a potential borrower. Business owners, or...read more

Everyone has room for improvement when it comes to their financial habits. Many, if not most, of us live...read more

When you applied for your mortgage, you probably did some homework to make sure you got the best deal. But do you know if that loan is still the best fit for you?...read more

Remember it's easier to build a credit score than to repair a bad one...read more

As someone who writes blog articles and works for a bank, I thought I’d share my home buying experience. So, here goes…...read more

There are many advantages to using a credit card. Here are a few things you should keep in mind to maximize the benefits....read more

We’re reminded daily that our credit score is important, but what factors determine your score? What steps raise, or lower, your score? While the exact formulas aren’t shared by the credit reporting agencies, the factors that are used to determine your score include:...read more

Even though you may not fully understand what it is, you know your credit score is important. It’s used by lenders, employers, and others to assess how you manage your financial responsibilities. But if you’re just getting started, how do you establish credit?...read more