Financial Wellness Blog

Welcome to our Financial Wellness Blog - dedicated to highlighting financial information that's useful to everyone. We've also included a Community Spotlight to promote volunteer organizations in our hometowns - Carmel, Dunkirk, Fishers, Hartford City, Knightstown, Montpelier, New Castle, Pendleton, Rushville, and Union City. If you'd like to submit an article for a non-profit, please read this or email Leah Driver. Thank you!

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Stress Less This Holiday Season With These 10 Shopping Tips

November 17, 2021 | Carlos Kizzee, VP of Stakeholder Engagement, MS-ISAC

It is that time of year again, festivities, family gatherings and holiday shopping! Many consumers will avoid brick and mortar stores...read more

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Building Your Credit

October 25, 2021 | Leah Driver

We know how important a good credit score is, but if you've never had credit before, how are you supposed to get started? There are several good options for building your credit. The "best" one depends on your future goals and current situation....read more

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What is Mobile Banking?

September 6, 2021

Mobile banking provides a convenient, secure way to access your funds when you're unable to visit the bank....read more

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Back-To-School Shopping Tips

July 28, 2021

Back to school shopping can get pricey - between supplies, fees, new clothes, haircuts, etc, it can put a dent in the hardiest budget. Here are a few tips to help you save....read more

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Advance Child Tax Credit Information

July 1, 2021

You’ve likely heard that changes have been made to the Child Tax Credit many families take advantage of on their annual tax returns. However, there’s a lot of conflicting information and it can be hard to understand....read more

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Lunch Spending

April 19, 2021

If you're putting together a budget, you might be surprised at how much you spend on eating out - this is generally an easy place to cut costs....read more

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Profitability Metrics 101

February 5, 2021

Most of us have a fundamental understanding of profitability, but digging into financial statements allows us to make smarter investments with our money....read more

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Budgeting with Variable Income

December 4, 2020

If your income varies, you know how great it feels when you make a lot, along with how stressful the lean times can be. Whether you work on commission; are a freelancer, contractor or gig...read more

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Checklist for Opening a Bank Account

December 1, 2020

You may decide that a checking or savings account is the right product for you. If you do, opening an account is quite simple....read more

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Holiday Budgeting

November 21, 2020

The holidays can normally take a toll on our budget, and this year is far from “normal.” We’ve provided this budgeting sheet to help you plan for the holidays. (And to show...read more

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Steps for Making Large Financial Decisions

November 20, 2020 | Leah Driver

This article started as steps to take before making financial decisions like buying insurance or opening a retirement account, but these steps apply to any major financial decision – moving deposit accounts, applying for a loan, etc....read more

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CARES Act and Hardship Withdrawals

August 30, 2020 | Hector Ortiz and Erin Scheithe, CFPB

You might not be aware that the CARES Act made provisions for early withdrawals from retirement accounts. If you're thinking of making a withdrawal, here are some things you should know....read more

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Making a Deposit

August 27, 2020

When most of us think about making a deposit, the first thing that comes to mind is a trip to the bank....read more

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Mobile Wallets

July 8, 2020 | Leah Driver

The use of mobile wallets has been growing for years, and the pandemic has created even more demand. "Contactless" transactions are fast, secure, and convenient, but are they right for you?...read more

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Mobile Banking Upgrade with Debit Card Controls

May 27, 2020 | Leah Driver

We've upgraded our mobile banking app, and you'll appreciate the result! Not only is...read more