6 Tips for Saving for Your Mortgage Downpayment
When considering buying a home, the down payment you put upfront plays a major role in your future housing expenses. According...read more
Blog
Welcome to our Financial Wellness Blog - dedicated to highlighting financial information that's useful to everyone. We've also included a Community Spotlight to promote volunteer organizations in our hometowns - Carmel, Dunkirk, Fishers, Hartford City, Knightstown, Lewisville, Montpelier, New Castle, Pendleton, Rushville, and Union City. If you'd like to submit an article for a non-profit, please read this or email Leah Driver. Thank you!
What is Mortgage Protection Insurance?
Your home is one of the biggest investments you’ll ever make, which is why families carrying a mortgage often purchase mortgage disability and/or life insurance. If one of the breadwinners...read more
Steps to Take Between Mortgage Closing and Moving Day
There's a lot to do between closing on your mortgage and moving into your new home, but where should you start? This checklist will help you get organized....read more
7 Things to Avoid Before Closing Your Mortgage Loan
You've been pre-approved for a mortgage loan, but you haven't closed on your loan. Here are seven things you should avoid until you do....read more
Making an Offer on a New Home
Let's say you've been pre-approved for a mortgage and found a house you want to buy. Making an offer on a new home is a process filled with hope, excitement, and anxiety, but it helps...read more
Time to Refinance Your Mortgage?
Refinancing can help you get the most from your mortgage payment - is this the right time for you to refinance your loan?...read more
Advantages of a Mortgage Pre-Approval
For many people, the first step in buying a home is finding a real estate agent. While this is an important step, it’s actually better to initially meet with a lender to see if you can get pre-approved...read more
Private Mortgage Insurance (PMI)
Private Mortgage Insurance (PMI) is usually required when you have a conventional loan and your down payment is less than 20%...read more
5 Reasons You Should Have a Mortgage Review
Scheduling a mortgage review is one of the best financial decisions you can make....read more
Finding the Right Mortgage Lender for You
A home is one of the most expensive purchases we'll make, and most of us need to borrow money to make it possible. The right lender can make the process much better....read more
What is a Mortgage Review?
When you applied for your mortgage, you probably did some homework to make sure you got the best deal. But do you know if that loan is still the best fit for you?...read more
What should I know about Commercial Mortgages?
If you’ve realized your rent is too high, you’ve outgrown your office space, or you have a balloon payment coming up, you’re probably...read more
Home Buying Journal
As someone who writes blog articles and works for a bank, I thought I’d share my home buying experience. So, here goes…...read more
Welcome Ken Hall
Citizens State Bank is pleased to announce Ken Hall has...read more
