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When considering buying a home, the down payment you put upfront plays a major role in your future housing expenses. According...read more

Your home is one of the biggest investments you’ll ever make, which is why families carrying a mortgage often purchase mortgage disability and/or life insurance. If one of the breadwinners...read more

There's a lot to do between closing on your mortgage and moving into your new home, but where should you start? This checklist will help you get organized....read more

You've been pre-approved for a mortgage loan, but you haven't closed on your loan. Here are seven things you should avoid until you do....read more

Let's say you've been pre-approved for a mortgage and found a house you want to buy. Making an offer on a new home is a process filled with hope, excitement, and anxiety, but it helps...read more

For many people, the first step in buying a home is finding a real estate agent. While this is an important step, it’s actually better to initially meet with a lender to see if you can get pre-approved...read more

Private Mortgage Insurance (PMI) is usually required when you have a conventional loan and your down payment is less than 20%...read more

Scheduling a mortgage review is one of the best financial decisions you can make....read more

A home is one of the most expensive purchases we'll make, and most of us need to borrow money to make it possible. The right lender can make the process much better....read more

When you applied for your mortgage, you probably did some homework to make sure you got the best deal. But do you know if that loan is still the best fit for you?...read more

If you’ve realized your rent is too high, you’ve outgrown your office space, or you have a balloon payment coming up, you’re probably...read more

As someone who writes blog articles and works for a bank, I thought I’d share my home buying experience. So, here goes…...read more

Citizens State Bank is pleased to announce Ken Hall has...read more