You've earned it:
A free account that earns interest for customers 50 years or older.
- First box of personalized checks is free
- Competitive interest
- No minimum balance requirements
- No monthly service fee
- Visa debit card
- Free "thank you" gift and buy-back program
- Savings plans
- The personal service you expect from your local bank
- Digital banking tools
- Direct Deposit
- Account Alerts
- Link external accounts
- Zelle©
- Mobile check deposit & bill pay
- Financial Insights and more...
Opening an account online is easy:

Tell us about yourself.
We'll need information like your name, address, and birth date to open your Simply Free account online.

Deposit funds.
Make your first deposit with just $50—no minimum balance required after that to keep your account open!

Download our mobile app.
Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Offer subject to change without notice.