Privacy Policy

FACTS

WHAT DO TOWN FINANCIAL CORPORATION & AFFILATES DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumer the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product/service you have with us. This information can include:

  • Social Security Number and account balances
  • Transaction and credit history
  • Overdraft history and checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

The types of personal information we collect and share depend on the product/service you have with us. This information can include:

  • Social Security Number and account balances
  • Transaction and credit history
  • Overdraft history and checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

Reasons we can share your personal information

Does Town Financial Corporation & Affiliates share?

Can you limit this sharing?

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus.

Yes

No


For our marketing purposes – to offer our products and services to you.

Yes

No


For joint marketing with other financial companies.

Yes

No


For our affiliates’ everyday business purposes – information about your transactions and experiences.

No

We Don't Share


For non-affiliates to market to you.

No

We Don't Share

Questions?

For Town Financial Corporation call 765-348-1606. For Citizens State Bank of Indiana, call 888-529-5450.

Who We Are

Who is providing this notice?

Town Financial Corporation and Citizens State Bank of Indiana

What We Do

How does Town Financial Corporation & Affiliates protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Town Financial Corporation & Affiliates collect my personal information?

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Apply for a loan or use your credit/debit card
  • Show your government-issued ID

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies. 

Town Financial Corporation & Affiliates do not share with our affiliates.

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Town Financial Corporation & Affiliates do not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

Our joint marketing partners include Shazam, Harland Financial Solutions, Fidelity Information Services, and Cetera Investment Services, LLC.