We understand that every industry is unique.
We understand that, like each business, every industry has unique financial requirements and challenges. That's why we take a personalized approach, combined with industry expertise, to become a true partner for growth. We're specialists in a few industries, including:
Our dedicated Ag Lenders understand the day-to-day challenges of farming in Indiana because they're farmers too.
By providing tailored solutions, we help clients achieve their dreams of practice ownership.
We can help you put together a capital program that will help you reach your financial goals.
Private Education and Childcare
Our lenders understand the unique challenges presented by running a for-profit school or childcare center.
Our dedicated Ag Lenders understand accessing capital is just one of the many challenges facing Indiana farmers. We have a history of providing capital for land purchases, day-to-day operating expenses, equipment upgrades, or refinancing/consolidating existing debt. We know Central Indiana and have the flexibility to work with you to create the financial solutions you need.
- Multiple Business Checking & Savings
- Business Visa debit card
- Digital banking tools
- Checking, savings, and money market accounts
- Treasury Management Services
- Online cash management
- Merchant card processing
- Sweep accounts
- Remote deposit capture
- Fraud protection
We take pride in funding Indiana's makers, and our Relationship Managers can tailor a working capital program so your business can purchase equipment, refresh inventory, upgrade technology, purchase materials or expand operations. Allow us to put our knowledge and experience to work for you.
We understand the unique challenges faced by automotive dealers, that's why we provide solid lending programs with competitive rates and flexible terms your customers expect. We work quickly so you can move your inventory quickly.
When you contact Citizens State Bank, you’ll speak to a Lender who’s empowered to make decisions at the desk, someone who can review more than straight numbers to make deals happen. We offer:
- Dedicated underwriters empowered to make lending decisions
- Competitive indirect financing rates
- Loan-To-Value (LTV) advances up to 100 percent, plus back-end products
- Terms up to 75 months
- Extended buying hours
If you are a dealer who would like to learn more about our indirect lending services, please contact us today.