Loans designed to fit your needs.
Choose between a secured or unsecured consumer loan with competitive rates and flexible repayment terms. The application process is simple, convenient, and you can start online or with a loan expert. Options include:
Secured and Unsecured
Personal Loans
A loan for just about anything—whether you have an unexpected expense or want to buy something special.
Personal Visa
Credit Card
A Visa Credit Card is a handy way to make payments and keep a record of your purchases, with no application fee.
Home Equity Loans
& Lines of Credit (HELOC)
Using your home's equity can be a sensible, convenient way to finance your next big project.
Mortgage Loans
We've worked with our neighbors for decades to help them buy, remodel, and refinance their homes.
Secured Personal Loan
- Loan secured with approved collateral such as an automobile, land, or CSB deposit account
- Competitive fixed rates and short or long-term repayment options
- Rate discounts available on some loans with auto-pay
- No pre-payment penalty
- No payments for the first 90 days (optional)
- Refinance an existing loan with a cash-out option
- Apply for pre-approval for stress-free shopping
- Apply through a selected dealer, online, or at any banking center
Unsecured Personal Loan
- No collateral required
- Competitive interest rates and short or long-term repayment options
- Rate discounts available on some loans with auto-pay
- Regular, fixed monthly payments
- No prepayment penalty
- Apply online or at any banking center
- No application fee and competitive interest rates
- No balance transfer fee and no interest on balance transfers for 6 months+
- Digital Wallet - carry your favorite cards on one device for added security
- When shopping online with your CSB Visa:
- You receive fraud protection
- Your card's easy to use
- Your card's accepted globally
- You have Zero Liability** - you’re protected from unauthorized charges when your Visa card is lost, stolen or fraudulently used, online or offline
- Fraud and Purchase Alerts monitor transactions to identify fraudulent charges before they're approved
- Reliable, local service with worldwide acceptance
- Access your account using our digital banking tools
Our ScoreCard Rewards Program:
- Earn Reward Points for every qualifying purchase
- May be redeemed for brand-name merchandise or travel
- Access a catalog with thousands of items at ScoreCardRewards.com
- Book a dream getaway - redeem for air travel, cruises, hotel stays, car rentals, vacation packages, and more
To set up your account, you'll need to have your credit card number. If you're having trouble, contact their Help Desk (800-854-0790) or their Travel Help Desk (800-842-3006).
+Subject to normal credit standards. Offer subject to change without notice. Six month interest-free period begins on the first balance transfer date. After six months, the interest rate on remaining transferred balance will adjust to 12.48% (Gold) or 17.92% (Classic). Late fees and penalties still apply. See Terms and Conditions for details. **Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more details.