Approval subject to normal credit standards. After six months, the annual percentage rate (APR) on the remaining transferred balance will adjust to 12.48% for Gold Accounts, or 17.92% for Classic Accounts. Offer subject to change without notice. Six-month interest-free period begins on the first balance transfer date. Late fees and penalties still apply. See Terms and Conditions for details. **Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more details.
