Deposit Solutions that Work as Hard as You Do
Your deposit accounts are the foundation for handling your company's cash flow - make sure they're designed to do the heavy lifting while you focus on your core business with confidence. Accounts include:
- CSB Visa® business debit card
- Digital banking tools
- Switch Kit to make switching easy
- Access to Treasury Management tools to help control cash flow
Simply Free Business Checking
Perfect for small businesses with a limited number of transactions.
Business Interest Checking
Designed for businesses and non-profits that want to earn interest and have a limited number of monthly transactions.
Commercial Checking
Designed for entities with a large number of transactions and more complex banking needs.
Business Certificate
of Deposit (CD)
For cash you have on hand, but don’t need to access immediately.
Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Transaction items include all debits and credits. If the Simply Free Business or Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product. If the Simply Free Business or Business Interest account exceeds $10,000 in monthly coin and currency deposits, the account may be converted to another checking product. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.
- 1,000 free monthly transaction items
- No minimum balance
- No monthly service charge
- Up to $10,000 currency deposited per month with no charge
- CSB Business Visa© debit card
- Digital banking tools
- Quickbooks®-compatible downloads
- Free "Thank You" gift and we'll buy back unused checks and debit cards from another financial institution
- Switch Kit to make the transition easier
- Visit any location to get started - to make account opening easier, please bring the required documentation

- 1,000 free monthly transaction items
- Competitive interest
- Only $1,500 minimum balance to avoid a low monthly fee of $6
- Up to $10,000 currency deposited per month for free
- CSB Visa© Business debit card
- Digital banking tools
- Quickbooks®-compatible downloads
- Free "Thank You" gift and we'll buy back your unused checks and debit cards from another financial institution
- Switch Kit to make the transition easier
- Visit any location to get started - to make account opening easier, please bring the required documentation

- Earnings credit allowance on deposit balances may offset activity fees
- Only $15 monthly service charge
- Transaction items are just 15¢ each
- Coin and currency deposits just 50¢ per $1,000
- CSB Visa© Business debit card
- Digital banking tools
- Quickbooks®-compatible downloads
- Free "Thank You" gift and we'll buy back unused checks and debit cards from another financial institution
- Switch Kit to make the transition easier
- Visit any location to get started - to make account opening easier, please bring the required documentation

- Start building cash reserves
- Unlimited in-person withdrawals
- Six free withdrawals each month using digital banking or ACH tools
- Only $100 minimum deposit required to avoid a low monthly service fee of $5
- Funds are insured by the FDIC
- Switch Kit to make the transition easier

- Grow your money faster than with a basic savings account, without the risk associated with traditional investment accounts
- Unlimited access to funds through teller transactions and Citizens State Bank ATM withdrawals
- Up to six checks per calendar month
- A great option to use as a Sweep Account
- Funds are insured by the FDIC
- Switch Kit to make the transition easier
We understand there are lots of banking options, and it can feel a little overwhelming. That's why our bankers will take the time to talk to you, understand where you are and what your goals are, then help you put together a plan that lets you move forward with the confidence that comes with making informed decisions.
We look forward to hearing from you!