Business Deposit Accounts

Regardless of your company's size, your deposit accounts should help you manage cash flow and daily operations. That's why we designed our accounts to fit both where your business is today and to grow with you in the future. All Citizens State Bank Business Checking Accounts include:

  • CSB Visa® Business Debit Card
  • Digital Banking with Bill Pay, Custom Alerts, and more
  • Autobooks to facilitate client billing and payment collection
  • Online Statements
  • Quickbooks®-compatible downloads
  • Access to Treasury Management tools to give you even more control of your cash flow
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Simply Free Business Checking

Perfect for small businesses with a limited number of transactions.

  • 1,000 free monthly transaction items
  • No minimum balance
  • No monthly service charge
  • Up to $10,000 currency deposited per month with no charge 
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Business Interest Checking

Earn interest on your money with an account designed to grow with your business.

  • 1,000 free monthly transaction items
  • Competitive interest
  • Only $1,500 minimum balance to avoid a low monthly fee of $6
  • Up to $10,000 currency deposited per month for free
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Commercial Checking

Designed for entities with a large number of transactions and more complex banking needs.

  • Earnings credit allowance on deposit balances may offset activity fees
  • Only $15 monthly service charge
  • Transaction items are just 15¢ each
  • Coin and currency deposits just 50¢ per $1,000

Personal Checking Choices

Just like handling your personal finances, savings accounts are important tools for handling your company's finances. Whether you're building cash reserves or looking to maximize earnings on your funds, make saving a part of doing business.

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Simply Business Savings

The perfect compliment to business checking, this is great place to start building your cash reserves.
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Business Money Market

Make sure your excess cash is working as hard as you are.

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Business Certificate of Deposit (CD)

For cash you have on hand, but don’t need to access immediately.


Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Transaction items include all debits and credits. If the Simply Free Business or Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product. If the Simply Free Business or Business Interest account exceeds $10,000 in monthly coin and currency deposits, the account may be converted to another checking product. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.