A Personal Touch to Business Banking

What sets us apart is our commitment to being your strategic banking partner, dedicated to helping you make informed financial decisions.


Business Checking

Business Loans

Request A Financial Review

Manage Your Cash Flow

How it works.


Step 1: Start a Conversation

We’ll get to know your business, discuss your financial priorities, and set a course that aligns with what you need most.


Step 2: Receive a financial analysis

We analyze your business and provide recommendations to optimize your operation for your financial success. 


Step 3: Unlock new opportunities for your business

Watch our partnership provide the resources, expertise, and peace of mind you need to focus on what matters most.

Success Stories that Speak for Themselves

These businesses are banking with confidence. You should too. 

Check Out the Business Banking Blog

Whether managing company cash flow, applying for a loan, or optimizing your money habits, our resources are designed to help you align your money and goals. 

Browse the Blog

Have Any Questions?


Make an Appointment

Speak with a banker to get the recommendations and expertise you need.

Schedule a Conversation


Find a Location

Find a Citizen State Bank location in Central Indiana near you.


Schedule a Conversation

Our Relationship Managers understand how important it is to have solid data and guidance when making financial decisions about your business. 

That's why we start with a conversation to review your financials and talk through your business goals. Whether you're considering the purchase of land or equipment, have a current commercial loan that's due soon, or considering different strategies for handling cash flow, we can help you determine the next right step.