Please Note:Our locations will be closed on Tuesday, November 11 for a federal holiday (Veteran's Day). You can still manage your accounts—including deposits—using our digital banking tools.

Business Banking Designed with You in Mind

Running a small to medium-sized business involves making big decisions. Whether it’s time to transition from leasing to owning, make a sizeable purchase, or set your sights on new horizons, you need a financial partner you can count on.

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Operate With Ease

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Ensure Financial Stability

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Unlock New Opportunities

A Personal Touch to Business Banking

Since 1873, we’ve worked alongside entrepreneurs and enterprises to ensure they have the right resources and relationships to grow confidently. We’re not just another bank. We share your community. 
 
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Insights To Help Your Business Bank With Confidence

These are a few of our favorite resources for Central Indiana business owners. 

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Business Banking Switch Kit

The business deposit account switch kit offers useful tips to help you stay organized, fully utilize your digital banking tools, confidently navigate the transition, and unlock the full potential of your business banking experience.

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5 Treasury Management Considerations for Your Business

Your cash flow strategy must support your overall business strategy, and if it doesn’t, you need to make adjustments. These five questions will help you develop a comprehensive treasury management strategy. 

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Your Free Business Plan Template

There are many ways to create a winning business plan, and the best plans are customized to meet your needs. We provide a blueprint to help you identify those key areas and objectives that require focus and clarity to launch or grow your business.

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The Central Indiana Women-Owned Business Guide

We developed this guide because we understand women-owned businesses often face unique challenges. It includes valuable insights and useful resources to help female entrepreneurs succeed in today's competitive business environment. 

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Farmer - Ag Switch Kit

 

Ag Banking Switch Kit

The ag deposit account switch kit offers useful tips to help you stay organized, fully utilize your digital banking tools, confidently navigate the transition, and unlock the full potential of your business banking experience.

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Your Business Shouldn’t Be Treated Like a Number

As a small business owner, it’s important to surround yourself with a team of experts. No matter what the big banks say, their customers often feel like nothing more than a number, which doesn't inspire the confidence you need to succeed.

Whether you need to acquire equipment, purchase property, improve your cash flow, or open a new checking account, we’re the strategic partner dedicated to helping you make informed decisions that pave a clear path forward.

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Build, Grow, and Manage Your Business

Business Checking

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Business Loans

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Request A Financial Assessment

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Cash Flow and Management

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Our Clients

crestline
inroads analytics
CRP
fishers imports
complete office supply

How it works.

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Step 1: Start a Conversation

We’ll get to know your business, discuss your financial priorities, and set a course that aligns with what you need most.

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Step 2: Receive a financial analysis

We analyze your business and provide recommendations to optimize your operation for your financial success. 

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Step 3: Unlock new opportunities for your business

Watch our partnership provide the resources, expertise, and peace of mind you need to focus on what matters most.

Success Stories that Speak for Themselves

These businesses are banking with confidence. You should too. 

It is very refreshing to know we are not just a number and that our requests don’t have to get sent to an out of office state for approval.  We can get help and answers right away.  With the speed of business today, this type of partnership gives us an edge to keep growing.

READ COMPLETE OFFICE SUPPLY’S STORY

Alan Bird Complete Office Supply

“Initially, I was skeptical about CSB’s emphasis on relationships. But over time, I realized that it was 500% true.” 

READ KBIC’S STORY

Daniel Hubbard Crestline Development

Check Out the Business Banking Blog

Whether managing company cash flow, applying for a loan, or optimizing your money habits, our resources are designed to help you align your money and goals. 

Have Any Questions?

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Make an Appointment

Speak with a banker to get the recommendations and expertise you need.

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Find a Location

Find a Citizen State Bank location in Central Indiana near you.

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Schedule a Conversation

Our Relationship Managers understand how important it is to have solid data and guidance when making financial decisions about your business. 

That's why we start with a conversation to review your financials and talk through your business goals. Whether you're considering the purchase of land or equipment, have a current commercial loan that's due soon, or considering different strategies for handling cash flow, we can help you determine the next right step.