Commercial Mortgages

We understand your commercial property is at the heart of your business. That's why our Relationship Managers can give you buying or refinancing options that maximize cash flow and profitability. For a limited time, we're offering up to a $5,000 credit on closing costs,^*

We offer a wide variety of lending solutions that are designed to help you finance your next purchase, refinance an existing property, or develop your next project. Our Business Lending Team represents more than 200 years of experience, and we're confident we can put together the loan package that works best for you. We offer:

Fixed-rate loans up to 5 years with amortization up to 20 years
Office, industrial, Retail, Co-op
Construction Loans
Hybrid Loans (Construction-Permanent Loans)
Permanent Loans

Loan decisions are made locally, which means we offer flexibility other institutions can't match. If you're considering a commercial mortgage, or have questions, we look forward to hearing from you.

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How Can We Help?

Discover how one of our Commercial Relationship Managers can help you put together the best financing plan for your business.

Customer Care: 888-529-5450
Monday - Friday 8:30 - 5:00

*Receive a credit up to .5% of the total loan amount, up to $5,000, on closing costs for new commercial mortgage applications received between 5/1/19 and 07/31/19 that close by 11/30/19. Loan requirements include an acceptable LTV with first lien position and are subject to credit approval. $100,000 minimum loan amount. Closing costs eligible for waiving include appraisal, title, environmental certification, and origination fees. SBA charges cannot be waived, and other fees may apply. Closing cost reductions are credited at closing. Citizens State Bank may modify or cancel the program at any time.