Holiday ClosingIn observance of Presidents’ Day, our offices and branches will be closed Monday, February 16. You can access your accounts anytime through Digital Banking.

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Direct Interest Checking

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Earn Interest:

A free account that's a good fit for anyone who wants to earn interest on their account while taking advantage of direct deposit or automatic payments.

  • Competitive interest
  • No minimum balance requirements
  • No monthly service fee
  • Visa debit card provided at in-person account opening
  • Free "thank you" gift and buy-back program
  • Savings plans
  • The personal service you expect from your local bank
  • Digital banking tools 
    • Direct Deposit
    • Account Alerts
    • Zelle©
    • Mobile check deposit & bill pay
    • Financial Insights and more...

Opening an account online is easy:

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Tell us about yourself.
We'll need information like your name, address, and birth date to open your Simply Free account online.
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Deposit funds.
Make your first deposit with just $50—no minimum balance required after that to keep your account open!
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Download our mobile app.
Be sure to download our mobile app, where you can set up or switch your direct deposit and more!

Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Offer subject to change without notice.