Working Capital Assessment (Financial Review)

We’ve just come through unprecedented economic disruption, which means informed decision-making is more important than ever. Our Relationship Managers are here to help understand where you are today and prepare for whatever tomorrow brings. Whether you're a large company or one-woman show, we’ll help you assess the financial condition of your business and empower your decision-making with data, insights, and guidance. Just submit the form below, and we'll schedule review at a time that works for you.

Financial Review Meeting

What can you learn from a financial review?

  • What is your current interest rate and loan term?
  • If you have an adjustable rate, when does your rate adjust? Do you know what your new interest rate will be?
  • Is your loan going to balloon? If so, when will that happen?
  • Do you have a prepayment penalty?

What is a balloon payment?
A balloon payment is a large payment due at the end of a amortized loan such as a commercial mortgage. A balloon loan typically features a relatively short term, and only a portion of the loan's principal balance is amortized over the term. At the end of the term, the remaining balance is due as a final repayment.