Please Note:We’ll be closed Thursday, June 19, in observance of Juneteenth. Normal hours will resume Friday.
You can still manage your accounts—including deposits—using our digital banking tools.

Personal Banking > Home Loans

Home Equity Loans

Rates as low as 7.5% APR!

Approval subject to normal credit standards. Rate effective 06/09/25 and subject to change without notice.

 

Our lenders can help you leverage your home's equity to pay for renovations, cover unexpected expenses, consolidate high-interest debt and more! HELOANS, sometimes referred to as Second Mortgages, give you the following advantages:

  • Competitive rates & flexible terms
  • Receive your money in a lump sum 
  • Fixed monthly payments
  • Combined borrowing up to 90% of your home’s value
  • Quick, local decisions

Best of all, for a limited time, Home Equity Loans are available with rates as low as 7.5% APR*!  So don't wait, talk to a lender today.


icon showing outgoing phone call

Call Us

Mo - Fr 8:00 am - 5:00 pm
Sa 8:30 am - Noon
 
icon showing computer screen and smart phone

Start Online

Get started with your online application.
 
 
icon showing incoming phone call

We'll Call You

Fill out a contact form and we'll be in touch soon!

Meet Your Central Indiana Home Loan Team

From pre-approval through loan closing, our team of Lending Specialists is knowledgeable, experienced, and capable. From Hartford City to Rushville, Carmel to Union City, no mortgage lending team understands Central Indiana better. They can help you find the loan that’s right for you.

Cassandra Miller

Mortgage Team Leader

P: 765-521-6545

M: 765-274-1008

NMLS: 647312

  • New Castle - Broad Street
  • Rushville

Ken Hall

Regional Mortgage Loan Officer

P: 317-844-5170

M: 317-752-3160

NMLS: 623077

  • Pendleton
  • Carmel
  • Fishers

Melanie Parker

Regional Mortgage Loan Officer

P: 765-348-1055

NMLS: 500071

  • Hartford City - Walnut Street
  • Knightstown
  • New Castle - Raintree
  • Union City