“We chose CSB because they were a small, local bank that understood our needs. We talked to several large banks before deciding on CSB and, although it may sound like a cliché, the big banks just didn’t understand our community or the value of our investment. The customer service at all levels has been excellent!”

“I choose to do business with Citizen State Bank because It's essential for every small or big business to have a bank beside them not counter against them and Citizen State Bank is that partner.”

“I have appreciated the close working relationship with Citizens State Bank. I especially appreciated Elliott Somers reaching out to suggest we apply for a PPP loan when money became available. Elliott helped through the entire process with the loan application. While many businesses failed to obtain PPP funding, Citizens allowed us to receive our loan with the first round.”