Operating Lines of Credit

We offer working capital financing for business of all sizes. A line of credit offers flexibility that a business term loan doesn't. With a business line of credit, you can borrow up to a certain limit, then draw and repay funds as necessary, so long as you don't exceed your credit limit. Lines of credit:

  • Can be used to finance seasonal or cyclical changes in working assets.
  • Allow you to take advantage of discounts for prompt payment.
  • Provide access to liquidity to quickly address short-term cash needs.
  • Provide short-term financing for capital purchases.
  • Are similar to credit cards, but typically offer a lower interest rate.
  • Access your funds through Online Banking, your Relationship Manager, or at any banking center location.

A Relationship Manager can help you determine if a line of credit might be best for you or

Request a commercial loan review