Personal Savings

Helping You Save for Things that Matter

Whether you're saving for a down payment, to pay for medical emergencies, or for retirement, we have options to help you achieve your goals in the way that works best for you.

 

Simply Savings

A straightforward savings account that helps you build habits and keep your money close at hand. 

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Certificates of Deposit (CDs)

Lock in an interest rate for a selected term. Open a 13-Month CD today in minutes.

(Interested in a 1-Month or 180-Day CD instead? We can help you open one.)

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Open 13-Month CD Now

Money Market Account

Combines features of checking and savings accounts for flexible savings.

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Health Savings Account

The perfect companion to a high deductible health plan (HDHP).

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Individual Retirement Account (IRA)

Save for retirement in a tax-advantaged environment (talk to your tax advisor for details).

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Personal Checking

Consumer Loans

Digital Banking Tools

What People are Saying

The woman who helped me open my account recommended automatic transfers as a savings tool, and it's the best financial advice I've gotten! I started with one monthly transfer, and when I paid off my car I set up another. (It's going to a separate account I plan to use for either car repairs or to pay for a new car.) It's like the envelope method, but better since I never actually have the money on-hand.

Survey Response

Simply Savings

Saving for a Rainy Day

 

  • Funds are readily available
  • Direct deposit and automatic transfers make saving easy
  • Digital banking tools make it easy to track your progress
  • Your funds are insured by the FDIC

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Certificates of Deposit (CDs)

Woman Looking at her Certificate of Deposit (CD) balances
  • Higher return than a statement savings account
  • Variety of terms
  • Steadily grow your money
  • Your choice of interest payment options
  • Account can be used as collateral for a personal loan
  • Your funds are insured by the FDIC
  • Open a 13-Month CD online in minutes

1-month and 180-day CDs also available. Learn more here.

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Open an Account

Money Market Account

Happy Couple Enjoying Cooking

Money Market Accounts (MMAs) combine checking and savings features for a flexible way to save.

  • Earn a higher rate of interest than statement savings accounts
  • Use digital tools to monitor account and transactions
  • Use this account to provide overdraft protection (fees may apply)
  • Your funds are insured by the FDIC

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Open an Account

Health Savings Account (HSA)

Health Savings Accounts

If you qualify, HSA funds can be used to pay for qualified medical expenses and may reduce your taxable income. (Talk to your tax advisor for details.)

  • No setup or monthly fees
  • Access funds online, by check or Visa debit card
  • The account stays with you, even if you change employers
  • Unused funds are carried over - no "use it or lose it"
  • Digital tools allow you to attach receipts or tag transactions for easy record-keeping
  • Funds are insured by the FDIC

Get started by connecting with a personal banker using the link below. 👇  

LET'S TALK

Individual Retirement Accounts (IRAs)

Woman monitoring accounts on her phone

 

It's never too early to start saving for retirement, and IRAs are great options to help you reach your savings goals!
  • We offer Traditional and Roth IRAs, as well as Simplified Employee Pension Plans (SEP)
  • No annual fee
  • Earnings not dependent on market performance
  • Variety of terms 
  • Funds are insured by the FDIC

Get started by connecting with a personal banker using the link below. 👇 

LET'S TALK

 

Got more questions? We're here for you!

If you'd like help finding the right savings product for you, or opening an account, just reach out!

Looking for Certificates of Deposit (CDs)? If you're interested in opening a 1-month or 180-day CD, just give us a call, visit a branch, or fill out the form here! A personal banker will get you set up in no time. (Prefer to do it online? Check out our 13-month CD.)

Ways to Get in Touch

☎️ Call 888-529-5450 M-F from 8am to 5pm (holidays excluded)

🏦 Visit us in person at any one of our 9 banking locations across Central Indiana

💻 Or fill out the form here, and we'll reach out to you!



 

Let's Talk Savings!
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