SBA CAPLines Program

SBA Logo for Citizens State Bank Express Lender Program

Citizens State Bank is approved to offer SBA loan products under the SBA’s Express Lender program.

The SBA designed CAPLines to assist business owners who need access to a line of credit, and are

  • Designed for short-term or cyclical working capital needs.
  • Lines up to $5 million.
  • Can be used in conjunction with a 7(a) or 504 loan.'
  • Can be used to fulfill contracts or purchase orders.
  • Can be used for construction or significant renovation on an eligible project.