USDA Rural Housing Program

A USDA home loan is a zero down payment mortgage for eligible rural and suburban homebuyers. USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the United States Department of Agriculture.

  • No down payment required
  • Fixed rate of interest
  • Lower than market interest rate
  • Flexible loan terms
  • Flexible credit guidelines

To find out if you qualify contact a Mortgage Team Member, or visit any CSB location.