Why choose Citizens State Bank?

Because you know us. We’re the kind of bank you think of as a reliable neighbor, always there when you need us. When you choose Citizens, you’re choosing:

  • A personal banking experience designed for your financial needs. We take the time to get to know you as more than an account number. We’re on a mission to help you handle your money in a way that fits the way you live.
  • Service with a smile – and a little something extra. When you bank with us, you’re partnering with people you know. We’re advocates for our neighbors, and deeply involved in our communities.
  • Stability. With nearly 150 years under our belt, we’re a pillar of the Hoosier banking community.
  • A bank that fits your life, not the other way around. We offer a number of ways to bank with us, whether it’s in-person, online, or through your smartphone.

If you'd like to have us put our knowledge and experience to work for you, we think you’ll be delighted at the difference a community bank can make.

Citizens State Bank New Castle in 1938

New Castle Main Office, circa 1938

"CSB is a friendly “hometown” bank that cares about customers as individuals. We look for ways to help our customers with their financial needs. As an employee of 43 years, I can assure you we are a close knit group and would love for you to be a part of our banking family."

Beth Criswell
Loan Operations Manager
New Castle

"Because we care about you and your financial well being. We live in the communities we work in so we are invested in you and your success."

Theresa Delaney
Consumer Lending Administrator
Hartford City

"Local Bank, Local Service - at Citizens State Bank, you have a BANKER who will know your name."

Lois Herbert
Training Manager
New Castle

"We're a friendly hometown bank that knows you by your first name and we have all the services of the largest banks out there."

Rich Warner
Banking Center Manager
New Castle