Your Money, Your Way
You choose the checking account and digital tools that work best for you. All accounts include:
- Visa Debit Card
- Tell-A-Friend rewards
- Free Thank You gift
- "Buy Back" program
- Switch Kit to make your transition easy
-
-
Debit Card Controls
-
-
-
Zelle®
-
Bill Pay and Check Deposit
-
In-app chat with Customer Care
-
Customize Your Banking Experience
Our checking accounts are designed to help you reach your financial goals on your timeline.
Simply Free Checking
A free account for everyone - no minimum balance requirements and no monthly service charge.
LEARN MORE>>Direct Interest Checking
Earn interest while enjoying the convenience of direct deposit or automatic payments.
50 Plus Interest Checking
A free account for those 50 and over that pays interest - and your first order of checks is on us!
LEARN MORE>>Premier Interest Checking
If you want to earn more interest. Includes free personalized checks.
Want to enjoy more from CSB Personal Banking?
Explore some of the other ways we can help you reach your financial goals.
Why bank with us? Our customers explain it best:
App is very easy to use.
Caleb Armstrong
I wouldn't bank anywhere else.
Virgil Nevil
My experience with Citizens State Bank is very positive, from doing business in person or Internet.
Everyone is dedicated to helping me with my requests, and keeping my account safe from fraud.
Lee Stevens
Great staff and service. I've used them for the past 5 years and have never had an issue. They are more than happy to help with any questions you may have. Best bank I've used in a long time.
Jessica Key
Love their online banking app!! CSB is the best ❤️
Brittani Lee
Got more questions? Let's connect!
If you'd like help applying for a new checking or savings account, or help deciding which products are right for you, reach out!
Ways to Get in Touch
☎️ Call 888-529-5450 M-F from 8am to 5pm (holidays excluded)
🏦 Visit us in person at any one of our 9 banking locations across Central Indiana
💻 Or fill out the form here, and we'll reach out to you!
Contact Us
Complete this form and one of our personal bankers will reach out ASAP!