Secured & Unsecured Consumer Loans

Secured Personal Installment Loan

A Secured Consumer Loan provides financing for the purchase (or refinance) of collateral such as new or used automobiles, motorcycles, or other personal-use vehicles.*

  • No payments for the first 90 days
  • Refinance an existing loan with a cash-out option
  • Low fixed interest rate
  • Requires approved collateral (new or pre-owned)
  • Regular, fixed monthly payments
  • No pre-payment penalty
  • Various repayment terms available
  • Apply through a selected dealer, online, or at any banking center
Pre-Approval

Contact us to get a pre-approval before you go car shopping.

Unsecured Personal Installment Loan

An Unsecured Consumer Loan requires no collateral, and allows you to borrow a specific amount at one time, then pay it back with regular monthly payments.*

  • No collateral required
  • Regular, fixed monthly payments
  • No prepayment penalty
  • Various terms available
  • Apply online or at any banking center
Refinancing an Existing Installment Loan

We offer loan refinancing with a cash-out option, which can allow you to:

  • Lower your interest rate if your credit has improved
  • Purchase another vehicle with cash
  • Pay off high-interest debt
Deposit Account Loan

Use the funds in your savings or certificate of deposit (CD) account to secure this loan. You can borrow up to 90% of your deposit amount, and access any excess funds. Contact us to discuss your options.

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Rate based on credit worthiness. Subject to credit qualification and normal credit underwriting guidelines.