We're excited to join your financial journey.
We understand that managing your finances can be stressful, no matter how much money you have. That's why we provide products, services and tools designed to put you in control of your banking and on the road to becoming your own money master.
The following resources will help you get off to a good start, and don't forget we're available if you have any questions or concerns. We're here to help you reach your financial goals!
General Information
- CSB Routing Number: 074902082
- Customer Care: 888-529-5450, csbcustomercare@mycsbin.com
- Mailing Address: Citizens State Bank; PO Box C; New Castle, IN 47362
- Locations
Resources
- Order Checks from Harland-Clarke
- Set up Direct Deposit
- Switch Kit - To help ensure you don't overlook important information
- Financial Wellness Blog
- Overdraft Information
"Quick Start" Recommendations
Tips for Handling Your Accounts
Social Media
We often use social media to make announcements, share information, and to educate.
"Quick Start" Banking Set Up
If you're ready to get started, here's our "quick start" recommendation:
- Enroll in digital banking and set up account alerts
- Set up direct deposit (don't forget an automatic savings plan!)
- Review our switch kit to ensure you don't overlook any automatic deposits, withdrawals, or payments
- Set up recurring payments or ACH transactions
- Link outside accounts (like credit cards and investments)
- Subscribe to our Financial Wellness Blog
Don't forget - we're here to help. Let us know if you have any questions or concerns.

Direct Deposit
Set up Direct Deposit.
If possible, direct a portion (even $5 adds up over time) to a savings account for an automatic savings plan.

Digital Banking
Enroll in Digital Banking.
These tools help you get organized, giving you ultimate control of your money. To ensure you're utilizing all of the tools, try out:
- Direct deposit
- Account alerts
- Linking outside accounts
- Digital bill pay
- Mobile check deposit
- Digital debit card control
- Adding your debit card to a digital wallet
- Zelle®
- Messaging Customer Care
- E-statements

Health Savings Accounts (HSA)
Find out if you're eligible for a Health Savings Account.
HSA funds can be used to pay for qualified medical expenses and may reduce your taxable income. (Check with your tax advisor for details.) Some employers deposit funds into HSAs (i.e. matching funds, or as a wellness incentive), so be sure to maximize this benefit.

Annual Loan Review
Mastering your money means understanding your debt. At least once a year, you should review your interest rates, loan terms, and other details to determine if the loans you have are still the best fit for your financial goals. It might be time to consolidate, refinance, or pay off your loans - or to leave things just as they are.

Review Your Credit Report
Understanding your debt means understanding your credit score. Look for mistakes on your credit report and take steps to ensure your score is as high as possible.

Learn
Financial education is a life-long endeavor.
Learn as much as you can about budgeting, investing, credit, data security, and more. Find reliable sources, mentors, and advisors you can turn to when you have questions. Start with our Financial Wellness Blog.